Write a review

Cockle Finance: Personal Loans reviews

Name: Personal Loans
Rating: 4.97 (767 reviews)

View other Cockle Finance products

4.97

Based on 767 reviews, last reviewed 4th Apr 2025

16900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Always happy to help Friendly knowledgeable staff Always happy to help speak in plain terms so very easy to understand Reviewed on: 4th April 2025

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024

Read all reviews See your review

About this product

Cockle Finance Personal Loans reviews (767)

Review of the Cockle Finance, Personal Loans:

Very friendly and professional

Very professional and would highly recommend Reviewed on: 10th August 2023

Always happy to help

Friendly knowledgeable staff Always happy to help speak in plain terms so very easy to understand Reviewed on: 4th April 2025

Wonderful careing people family business that know t...

Wonderful careing people family business that know the ups & downs of family life. Reviewed on: 4th April 2025

Very friendly and efficient great lenders wouldn't u...

Very friendly and efficient great lenders wouldn't use anyone else Reviewed on: 3rd April 2025

I have been with them on and off for 25...

I have been with them on and off for 25 years Reviewed on: 3rd April 2025

I have been with this family business for years and...

I have been with this family business for years and I have never had any problems they are the best company to go to I will always use this company Reviewed on: 3rd April 2025

Cockle finance are so understanding about your situa...

Cockle finance are so understanding about your situation without any judgement and make the whole process more personal and eay Reviewed on: 25th March 2025

The south’s answer to the bank of Dave!

I see Cockles Finance as the south’s answer to The Bank Of Dave. The reason being, like the Netflix film, they are family run & so when you call, your always speaking to someone you feel you know & they are super friendly. I never want to miss a payment because the service is so personalised that I’d feel that by doing so, would be like not paying back a mate, but if you do get in a pickle, they are not unapproachable, so you don’t panic & end up doing something stupid like taking out another loan from somewhere else to pay back their loan. They are real with you, they’ll never let you borrow more than you can afford. You build trust with them just like the bank of Dave. I just love them as I feel like they really know me. If I call and say my bank card got nicked & I forgot to give you the new details, they know me well enough to know I’m telling the truth & so they respond by telling me not to worry and thanks for taking the time to call in and let them know. So basically this mutual trust makes you want to be loyal to them. Cockles Finance don’t jump out of the woodwork with surprise charges. Before I accept a loan, they call me up and talk through interest first, step by step. Then they email me a copy of what we agreed. I therefore don’t feel like they are trying to stitch me up……..ever. In fact, the complete opposite, they don’t want me taking out a loan unless I can afford it. They care about their customers more than they care about their profit margins. Maybe the fact that they are not completely preoccupied with Wonga is why they are one of the few short term loan companies still in business! Reviewed on: 22nd March 2025

Good all round

They have good customer services and very helpful with any questions you have and are very quick at making there decisions Reviewed on: 21st March 2025

Fantastic service from start to finish.

Fantastic service from start to finish. Very easy and smooth Reviewed on: 20th March 2025

Amazing family business Always helpful and the stuff...

Amazing family business Always helpful and the stuff are great over the phone Reviewed on: 20th March 2025

Alternative products

Personal Loan
from Zopa 4.94 from 63821 reviews
Personal Loans
from Lending Works 4.06 from 6 reviews
Loan
from Tesco Bank 2.95 from 77 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub