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Creditfix: Debt Management reviews

Name: Debt Management
Rating: 4.83 (793 reviews)

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4.76

Based on 793 reviews, last reviewed 9th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Brilliant company Great company and helpful , great five star ratings***** Reviewed on: 11th April 2023

Latest lowest rating:

1

WHY is no one replying to me? WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even thou... Read more Reviewed on: 9th February 2024

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About this product

Creditfix Debt Management reviews (793)

Review of the Creditfix, Debt Management:

WHY is no one replying to me?

WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even though I have an email advising me to do this. When I took out the IVA, I was told it will write off upto 60% of my outstanding debt, on the app it says I have paid £20,566.74 to date out of £31,206 which is 65% of my IVA amount. My total debt amount owed was £40,598.61, so assuming I am expected to pay back the £31,206 this means I will actually be paying back 76% of my original debt amount owed with 24% being written off. Regarding the above 2 pointers - my questions that I would like answering is - due to the additional contributions made - where I receive salary over £3292.30, for what I have paid to date £20,566.74 assuming I have no further contributions over my £3292.30 allowance - the remainder of payments at £370 per month x 33 months will actually be £32,776.74 - PLUS anything I get paid over my threshold. My concern is, why am I paying more back than the agreed IVA amount of £31,206 - surely - this isn't correct? In addition to this, for the future months - if I continue to earn over the £3292.30 and make further 50% contributions I could end up paying the whole £40,598.61 back - again, this isn't right? January 2024 payday I paid almost £1000 extra payment, on top of the £370 expected. If I get to paying back the £31,206 expected is that it done? Or am I still expected to keep paying towards the original debt amount owed of £40,598.61? As I was told this is the amount you will pay - £370 per month, anything over your threshold is 50/50 but at this rate I'm likely to pay back the £31,206 IVA amount before November 2026 based on the additional contributions The other question I would like answering is if I reach the £31,206 say in March 2026 - will the creditors consider early completion of the IVA as they got back what they expected? Reviewed on: 9th February 2024

Helped me out of a tight spot

I thought I’d end up bankrupt but credit fix helped me out Reviewed on: 1st September 2021

Helping me out and understanding my situation

Some people when I've had to ring up and ask for a payment break for instance when I broken my foot or when I was off with my ongoing anixaty disorder / PTSD a guy called Danny in collections was very understanding and helped me out straight away top bloke he was Reviewed on: 1st September 2021

Friendly and professional

Friendly and helpful from the start to end. Couldn't of asked for more understanding and professional company. Helped me manage my debt consolidate it and get everything resolved. Always polite and professional with any queries or questions never judged anything. Reviewed on: 1st September 2021

Amazing

Amazing people helped me all the way can’t thank them enough Reviewed on: 1st September 2021

Great to deal with

Creditfix have made the whole debt ordeal easy. Would definitely recommend to anyone struggling! Reviewed on: 1st September 2021

Absolutely amazing

I was struggling with debt and i found their telephone number on the internet, they talked me through my options, and how i could be helped with just one payment a month for 5 years, ive never looked back Reviewed on: 1st September 2021

Great service

I would recommend your company to all my friends Reviewed on: 1st September 2021

Amazing company.

I was very stressed when I decided to call CreditFix. I was worried about my debt, people knocking on my door and what my future with money looked like. CreditFix were incredible with helping me get my life and money back on track. They have been extremely welcoming and understanding. Each person I have spoken to from CreditFix has provided outstanding customer service and I thank them so much for all their help! Reviewed on: 1st September 2021

So easy, so understanding

The thought of an IVA terrified me and my partner but creditfix made it so easy that all our worries left us. We are near the end of our agreement but would recommend anybody that is in debt to not worry and just go see creditfix. Reviewed on: 1st September 2021

Caring

I was very distressed when I called Credit fix they were kind and very understanding over my outstanding Debt, they quickly put my mind at ease and worked out a suitable plan, I would recommend Credit Fix for people to use who have debt issues Reviewed on: 1st September 2021

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