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Creditfix: Debt Management reviews

Name: Debt Management
Rating: 4.83 (793 reviews)

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4.76

Based on 793 reviews, last reviewed 9th Feb 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Brilliant company Great company and helpful , great five star ratings***** Reviewed on: 11th April 2023

Latest lowest rating:

1

WHY is no one replying to me? WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even thou... Read more Reviewed on: 9th February 2024

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About this product

Creditfix Debt Management reviews (793)

Review of the Creditfix, Debt Management:

WHY is no one replying to me?

WHY is no one replying to me? Got told off for making additional payments monthly when I bring home more than my 'allowed' take home pay - even though I have an email advising me to do this. When I took out the IVA, I was told it will write off upto 60% of my outstanding debt, on the app it says I have paid £20,566.74 to date out of £31,206 which is 65% of my IVA amount. My total debt amount owed was £40,598.61, so assuming I am expected to pay back the £31,206 this means I will actually be paying back 76% of my original debt amount owed with 24% being written off. Regarding the above 2 pointers - my questions that I would like answering is - due to the additional contributions made - where I receive salary over £3292.30, for what I have paid to date £20,566.74 assuming I have no further contributions over my £3292.30 allowance - the remainder of payments at £370 per month x 33 months will actually be £32,776.74 - PLUS anything I get paid over my threshold. My concern is, why am I paying more back than the agreed IVA amount of £31,206 - surely - this isn't correct? In addition to this, for the future months - if I continue to earn over the £3292.30 and make further 50% contributions I could end up paying the whole £40,598.61 back - again, this isn't right? January 2024 payday I paid almost £1000 extra payment, on top of the £370 expected. If I get to paying back the £31,206 expected is that it done? Or am I still expected to keep paying towards the original debt amount owed of £40,598.61? As I was told this is the amount you will pay - £370 per month, anything over your threshold is 50/50 but at this rate I'm likely to pay back the £31,206 IVA amount before November 2026 based on the additional contributions The other question I would like answering is if I reach the £31,206 say in March 2026 - will the creditors consider early completion of the IVA as they got back what they expected? Reviewed on: 9th February 2024

Helping hand

When you feel your about to sink from all the debt credit fix came along and helped me enjoy life again Reviewed on: 2nd September 2021

supportive

they are always supportive understanding not judgemental about the situation you are in. friendly and care about you Reviewed on: 2nd September 2021

So friendly.

So helpful, we were in a total state after borrowing money then my wife became unwell and wasn't able to work. Credit fix talked through it all and really helped us with the paperwork and dealing with companies. We get like we could breath again Reviewed on: 2nd September 2021

Best experience

Really helpful any questions asked at times that suited me around my work times and even now can still phone up whenever and get advice and help would recommend to anyone Reviewed on: 2nd September 2021

Debt advice and actions very clear and friendly

Income changed and creditfix was able to assist quickly and have taken away the stress and anxiety Reviewed on: 2nd September 2021

Saviours

I was really struggling and they saved me from drowning in debt. Handled everything for me and got me back on track Reviewed on: 2nd September 2021

Absolutely brilliant

Very helpful throughout and very understand a bout the position I had found my self in and not judgmental Reviewed on: 2nd September 2021

Good experience

Easy company to work with, communication with them is easy Reviewed on: 2nd September 2021

Helped when I needed it

Helped me with my finances when I needed it at a time when I could have buried myself in my money troubles they was there supporting me Reviewed on: 2nd September 2021

Help in distress

Creditfix helps people get on track to sorting out debt problems. Quick and easy to join Reviewed on: 2nd September 2021

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