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insurethebox: Car Insurance reviews

3.82
Based on 189 reviews, last reviewed 19th Sep 2024
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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12%
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Latest highest rating:

4

Would recommend for new drivers For my first year of driving I had a black box with insurethebox, I like how each month there’s a breakdown of your driving through different areas, p... Read more Reviewed on: 6th March 2024
Zee's avatar
Zee

Latest lowest rating:

1

Just avoid! Where to start? Policy was the cheapest one available for my vehicle, one of the only, if not the only, positive(s) of an Insurethebox policy. So I d... Read more Reviewed on: 19th September 2024
Ethan's avatar
Ethan

About this product

For new drivers, finding a car insurance policy that won’t break the bank often proves difficult. Telematics policies, also known as black box policies, are designed to combat this, providing lower renewal rates for younger drivers. But how do you know whether these policies are right for you? We collect insurethebox car insurance reviews to help you make an informed decision for your new insurance provider.

insurethebox provides black box policies designed for new and young drivers, where driving safely can see you rewarded with a discounted renewal price. insurethebox also offers no claims discount (NCD) protection for new drivers, protecting your NCD from as little as one year.

Are you a new or young driver looking for a telematics policy? Check out our insurethebox car insurance reviews to see how policyholders rate their experience. Do you need a larger amount of miles a year than average? Or perhaps you want to use insurethebox’s NCD protection? Are you curious about how policyholders feel insurethebox has scored their driving? Gain insight into the brand by reading our reviews.

Have you had an insurance policy with insurethebox? Leave an honest review today. Was the black box installation quick and simple? Did you have enough miles on your policy? Did you feel that your driving was rated fairly? Were you satisfied with the discounted renewal price that you were given? Write an insurethebox car insurance review to help out our Smart Money People community. Together, we can help people like you make better decisions.

insurethebox Car Insurance reviews (189)

Review of the insurethebox, Car Insurance:

Discriminative, Incompetent and Unprofessional

1
I have never before bothered to write a negative review on a company, however I feel that this one is absolutely worth my time if it means saving others from the disgusting service I have faced. With Insure the Box, I have experienced the lowest standard of customer service of my entire life. Getting through to them via phone or live chat was nearly impossible with wait times of over 2 hours - I tried for days to reach a customer service agent. When someone finally answered, I passed through the security questions only to be told by the man on the phone that he wouldn't help me as I sounded "significantly older than 22". This is not only an unprofessional, disrespectful and offensive comment, but also discriminatory. The customer service agent's personal opinion on how old I sound should not affect my ability to access my car insurance, especially after having already passed security questions. Following around 20 minutes of disagreement, my sister in law joined the conversation after hearing the obscurity of it and demanded to speak to a manager, it was at this point we were hung up on. On the live chat, you can access your account without the customer service agent ever hearing your voice, so it makes no sense that I wasn't allowed to change my policy because of the agent's personal opinion on how I sound. What if I was sick, or had had surgery meaning my voice had been affected making me sound a bit older? Or I could be going through a gender change and on hormones that alter my vocal cords? When you consider that there are numerous reasons someone's voice may not appear to match their date of birth, the comment on my age becomes completely irrelevant. I myself, most certainly do sound my age and was incredibly confused as I have never before in person or on the phone been told I sound older than my age - anyone I have told this story to has also been shocked by the agent's comment. I was initially astonished, I thought the man on the call must be joking - he was not. It felt like he didn't want to do his actual job and instead was enjoying aggravating customers. He kept saying he needed to "speak with the policyholder" when I replied that I am in fact the policyholder and can provide any information needed to prove it, he uncaringly told me to phone back and speak to someone else. This is ridiculous and again makes no sense as my voice isn't going to change when I phone back. Yes, the next person I speak with may feel differently about my voice and let me change my policy, but doesn't that defeat the whole purpose of the security questions if accessing your account comes down to a stranger's personal opinion on how you sound? I responded to his suggestion of phoning back by explaining that I had already been waiting over an hour and a half to get through and I was not willing to wait again. He did not care and also provided zero solutions when I suggested I was able to prove my identity in another way. I was originally phoning to simply remove my brother from the insurance, however after this awful experience, I had decided to cancel the insurance entirely. I then was once again unable to get through to someone on the phone with extremely long waits of numerous hours. With my insurance payment due to come out of my bank account in a few days, I was left with no choice but to cancel the direct debit. At this moment in time I still have not managed to reach them to cancel the policy. If I ever do get through, how can I be sure I'll even be allowed to cancel the policy as I supposedly sound "significantly older" than my age. Am I going to essentially be forced into keeping my policy despite my desperate efforts and tremendous amount of time spent attempting to cancel. I am still in disbelief over my experience with Insure the Box and urge anyone reading this review to stay clear of this company, it will save you a lot of stress and frustration in the long run. Reviewed on: 16th December 2022

2 hour wait times on the phone coupled with their dodgy online payment platform

1
Tried paying for a policy of £1650, funds left the account but payment platform said it failed to authenticate. Advised the money would be refunded automatically within 3 days, advised over the phone to pay again as I was desperate for insurance today, same happened again. Then advised that it was an issue with some information on the card, so tried again with a friend's card and the exact same thing happened. Insure the box very reluctant to help or ensure the £4950 will be refunded or when, coupled with two phonecalls, one waiting an hour and a half to get through and the other over 2 hours Reviewed on: 4th January 2022

Nice experience.

3
I had a good experience with Insure the box. My only concern was when they kept on asking me for information that I didn't have. Reviewed on: 20th August 2021

Scammers- force you to cancel your insurance

1
Stupidest insurance company ever, DO NOT BUY POLICY FROM THESE GUYS. Cancelled my insurance because I make too many stops and drive my car all hours of the day. Apparently looks like I’ve done deliveries, even though I was doing my normal journeys THATS 2 TIMES THEY HAVE CANCELLED DO NOT GET THIS INSURANCE IF YOU WISHED TO DO DELIVERIES Reviewed on: 28th January 2021

Reliable

5
Insuethebox the best car insurance ever, on one can beat them . Reviewed on: 19th September 2020

Very efficient

5
Very nice I would highly recommend this to anyone I know Reviewed on: 19th September 2020

Great!

5
Worth the money paid for and felt like I wasn’t taken advantage for it unlike the one I had for the first year which was disappointing. Weekly driving stat is helpful to help me become a disciplined driver with the black box installed. Reviewed on: 19th September 2020

Great insurance company

4
Best service provided. Very friendly staff. Very supportive. Thank you. Reviewed on: 19th September 2020

Cheapest insurance I could find for a new, young driver

3
Cheaper than anywhere else by a lot. Black box fitting was easy to arrange. At first, we got lots of monthly bonus points (bit of a dangly carrot!) but not many for subsequent months when driving had, if anything, improved. Reviewed on: 18th September 2020

Best insurance company ever thanks a lot

5
Very happy with this company very good contacts good info throw Email and cheap I’ll so Reviewed on: 18th September 2020

Installed quickly, very straightforward

3
Provide a good range of insurance for cars and home Reviewed on: 18th September 2020
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