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insurethebox: Car Insurance reviews

3.82
Based on 189 reviews, last reviewed 19th Sep 2024
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Latest highest rating:

4

Would recommend for new drivers For my first year of driving I had a black box with insurethebox, I like how each month there’s a breakdown of your driving through different areas, p... Read more Reviewed on: 6th March 2024
Zee's avatar
Zee

Latest lowest rating:

1

Just avoid! Where to start? Policy was the cheapest one available for my vehicle, one of the only, if not the only, positive(s) of an Insurethebox policy. So I d... Read more Reviewed on: 19th September 2024
Ethan's avatar
Ethan

About this product

For new drivers, finding a car insurance policy that won’t break the bank often proves difficult. Telematics policies, also known as black box policies, are designed to combat this, providing lower renewal rates for younger drivers. But how do you know whether these policies are right for you? We collect insurethebox car insurance reviews to help you make an informed decision for your new insurance provider.

insurethebox provides black box policies designed for new and young drivers, where driving safely can see you rewarded with a discounted renewal price. insurethebox also offers no claims discount (NCD) protection for new drivers, protecting your NCD from as little as one year.

Are you a new or young driver looking for a telematics policy? Check out our insurethebox car insurance reviews to see how policyholders rate their experience. Do you need a larger amount of miles a year than average? Or perhaps you want to use insurethebox’s NCD protection? Are you curious about how policyholders feel insurethebox has scored their driving? Gain insight into the brand by reading our reviews.

Have you had an insurance policy with insurethebox? Leave an honest review today. Was the black box installation quick and simple? Did you have enough miles on your policy? Did you feel that your driving was rated fairly? Were you satisfied with the discounted renewal price that you were given? Write an insurethebox car insurance review to help out our Smart Money People community. Together, we can help people like you make better decisions.

insurethebox Car Insurance reviews (189)

Review of the insurethebox, Car Insurance:

Just avoid!

1
Where to start? Policy was the cheapest one available for my vehicle, one of the only, if not the only, positive(s) of an Insurethebox policy. So I decided to go ahead and buy it, this was the beginning of my many issues and problems. On trying to purchase the policy through the payment system on the website the money was taken, however the transaction did not finalise, meaning I had been charged the full annual premium without recieving any insurance cover. The live chat feature was no help in resolving this issue, meaning I had to wait over the month for the transaction to be cancelled/bounce back. This then meant I had to borrow money from my family to the tune of £1700 (for a 1.4L hatchback, might I add!) in order to then pay for the policy again over the phone. I then had someone come and install the black box, which had to be hardwire installed into/behind the interior fuse box, we’ll come back to why this will present itself as an issue later. However at this point I had had no other issues. In relation to the supposed bonus miles you can earn. They aren’t worth the ink of the T+Cs written for them. I got given a handful of them during the first month of my policy and then nothing since, that’s another 6 months worth of policy where I got no bonus miles. Even though there had been no change in the standard of my driving, it is simply because I was given a negative score for driving at night and the black box not being intelligent enough to realise half an hour stationary with the engine running also qualifies as a ‘break’ for the ‘taking breaks’ score, as it only qualifies a break as stopped with the engine off, with me also receiving a negative score for that as well. This therefore meant that during the just under 8 months I had the policy I only gained 41 bonus miles, out of a possible 700 miles. I also had a number of issues with the policy portal. This ranged from the mileage indicator being incorrect and sporadically resetting to show that I had done no miles and had the full policy allowment remaining. To the portal simply not working, as it is currently, with me both unable to view my policy documents (important since I have just cancelled my policy and need the cancellation documents) and also buy extra miles. This is especially important since I have run out of my allocation and need more but am ironically unable to pay the insurethebox even more money (£50 for an extra 250 miles). This also brings me to the negative point of how exorbitantly expensive additional miles are. This means that any saving you will have made by going for a cheaper black box policy, you will end having to spend on extra miles once you exceed your allocation. This is the main reason I have terminated my policy early as it worked out cheaper to start a new (non-black box) policy, then continually buy more miles, with it currently costing me £100+ a month in additional miles. There was also a good 2 months where the portal didn’t work at all, meaning I had no idea how many miles I was using or had left, making the whole situation of a black box that much more annoying. That brings me to my final point, the one that most took the pis*. When I went to cancel my policy, I was told that I would have to take my car to a garage to have the black box removed. This is a direct contradiction to what I was previously told by another representative that it could be arranged so that the company that installed the box would remove the black box. So there you have blantant lying and/or omission of information so they could avoid extra work. So in short: Positives - Relatively competitive/low price Negatives - Exorbitant cost of excess miles - Glitchy/broken portal - Inability to know how many miles you have used or have left the majority of the time - Inability to purchase needed extra miles - Non-existent bonus miles - Blantant lying on the part of customer service in regards to what they are and aren’t able to do Reviewed on: 19th September 2024

Amazing insurance company especially for new drivers.

5
My experience has be amazing so far. Insure the box has set such a high standard for insurance they have been so helpful with everything. One of the best perks of insurethebox is not having an curfew it really makes your feel in control as no one is setting rules however to the point insurethebox is an amazing insurance and would recommend to everyone. Reviewed on: 17th September 2020

Car insurance

5
I am extremely pleased with the company. They are able to cope with any issue and come with a solution for it. They have very good offers for insurance. The black box that's mounted on the car allows me to know how many miles I have gone through, as well as keeping an evidence on them. I am also very satisfied with the company and I'm looking forward to collaborate again for as long as possible. Reviewed on: 17th September 2020

Very good

5
Insurance group is very good and they don’t hassle you like many other insurers also give very cheap quotes to young drivers especially like myself also very easy to access and use all together very happy and a good insurance group :) Reviewed on: 17th September 2020

No nonsense car Insurance!

5
Insurethebox is really professional and the terms and conditions of the car Insurance are very straightforward. Knowing that a ‘black box’ is fitted to my car has made me become a better driver! The monthly review of my driving is really helpful. I would definitely recommend this Insurer. Reviewed on: 17th September 2020

Amazing price and product

5
Great price by far in comparison to other companies and the black box feature helps to improve quality of driving. Reviewed on: 17th September 2020

Awesome

5
The informations were clear the customer service was awesome and the service time was accurate overall great team please keep up the good works guys Reviewed on: 17th September 2020

Fantastic

5
They are a fantastic company. Very helpful. Very good for new time drivers and also offer business insurance whilst still using the box and the chance to update your miles. Reviewed on: 17th September 2020

Easy friendly and straightforward

5
Since I have insurance with you guys I am in bit relief and telling everyone to have insurance with you guys Reviewed on: 17th September 2020

Great.

4
Helpful insurance provider, they have assisted me with all my insurance needs Reviewed on: 17th September 2020

Does exactly what it says!

5
This company promised bonus miles for careful driving, it delivers! It promises transparency in the portal, it delivers! It promises competitive quotes, it delivers! So far so good and I would definitely recommend. Reviewed on: 17th September 2020
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