Smart Money People Logo

The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

4.96
Based on 166 reviews, last reviewed 19th May 2025
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick no fuss service. Quick no fuss service. Clear information. Reviewed on: 19th May 2025
Ladybird's avatar
Ladybird

Latest lowest rating:

1

Paying almost 50% in interest. Paying almost 50% in interest. Took it through a workplace loan, and it wasn’t very clear on how much I owed until I left the company. Updated my deta... Read more Reviewed on: 9th April 2024
Emily O's avatar
Emily O

About this product

The Money Co-op offer personal loans from £50 up to £15,000.

You can apply online and potentially receive your loan within two working days. Members are required to save a minimum of £10 per month, so as you repay your loan, you’ll build up a pot of savings.

The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (166)

Review of the The Money Co-op (Formerly The Co-op Credit Union), Loans:

Quick in responding, thorough with financial checks,...

5
Quick in responding, thorough with financial checks, I’d be lost without it Reviewed on: 14th May 2025

Been with the credit union for years now .

5
Been with the credit union for years now .It's always a pleasure never any problems Reviewed on: 13th May 2025

Easy application process and money in account within...

5
Easy application process and money in account within 24 hrs Reviewed on: 13th May 2025

Great credit union

5
Great credit union for savings and loans, the app is easy to navigate and customer service is always great however they can take a few days getting back to you which is expected . Never had any issues with this credit union at all. Reviewed on: 13th May 2025

Brilliant Company

5
Have been extremely helpful to me anytime I have borrowed, helping me through increasing and decreasing payments and extra borrowing when things got tight. Incredibly friendly and helpful people. Reviewed on: 13th May 2025

5 Stars!!!!

5
Great experience from start to finish. The application process was simple, communication was clear throughout, and the funds were paid out quickly. Everything was explained in a straightforward way, and there were no hidden surprises. I’d definitely recommend Co-op Money to anyone looking for a reliable and honest loan provider. Reviewed on: 13th May 2025

Brilliant service

5
The service is excellent, no fuss, just good customer service. The staff are friendly and helpful. Reviewed on: 13th May 2025

I found money co-op at a very difficult time in my l...

5
I found money co-op at a very difficult time in my life when I desperately needed a loan. They offered me £500 instead of £1000 and were very transparent with me. They understood all my issues. I have 6 months to pay off my remaining family loan and will get a new one soon. Reviewed on: 13th May 2025

Really helpful and friendly staff

5
Really helpful and friendly staff Reviewed on: 13th May 2025

Excellent

5
Excellent service, fast and hassle free, excellent staff who are very helpful Reviewed on: 13th May 2025

Great service.

5
Great service. Easy to apply for loan Reviewed on: 13th May 2025

Do you have a different The Money Co-op (Formerly The Co-op Credit Union) product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

The Money Co-op (Formerly The Co-op Credit Union) has a range of products available. Check the ratings of each product to find the right one for you. View all products