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The Money Co-op: Loans reviews

4.84
Based on 242 reviews, last reviewed 13th May 2026
4300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
2 star
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0%
1 star
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Latest highest rating:

5

Great loan rates I needed some money to fix our car, just applied and was accepted and within 2 days had the money available. Brilliant Reviewed on: 13th May 2026
Mark C's avatar
Mark C

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Money Co-op offer loans for different purposes.

With a Money Co-op personal loan, you can borrow up to £15,000 and both new and existing members can apply. While repaying your loan, you’ll automatically save at least £10 a month to help you build a savings pot.

The Money Co-op loan reviews help you find out what it’s really like to be a customer. If you’ve used The Money Co-op before, you can also leave a review and share your experience.

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The Money Co-op Loans reviews (242)

Painfree Finance

5
It is so easy to apply for a loan - even a relatively small one to buy, say a new electrical item, or go on a course. Reviewed on: 9th April 2024

Excellent service and helpful staff.

5
I've used Co-op credit union on a few occasions, usually to help out around the Christmas period. It's very straightforward, and with affordable repayments. Whenever I've called them, usually to arrange repaying last of the balance from my account, they've always been very helpful. Reviewed on: 9th April 2024

Quick and easy

5
So straight forward and easy to understand. Customer service exeptional! Reviewed on: 9th April 2024

Excellent service

5
Always helpful and very competitive rates. Excellent service Reviewed on: 9th April 2024

Very good experience fair and take in consideration...

5
Very good experience fair and take in consideration your pay and paydays for loan repayments Reviewed on: 9th April 2024

I have been apart of the credit union for nearly 8 y...

5
I have been apart of the credit union for nearly 8 years now, The Credit Union have helped me with numerous loan over the years and also saving money. The customers service is fantastic. So helpful and convenient in times where i need a little extra help. Highly recommend!! Reviewed on: 26th March 2024

Credit Union? Choose Co-op!

5
I have used the credit union for several small loans to help buy household appliances and fund CPD courses. I can contact them quickly, agree to loans terms the same day amd usually receive funds within 24 hours. A fantastic service provided every time. Reviewed on: 15th March 2024

Quick and easy process, keeps you informed every ste...

5
Quick and easy process, keeps you informed every step of the way. Easy to contact customer service if you ever have a problem. I love how you can save while paying back a loan. Reviewed on: 15th March 2024

Excellent credit union

5
I have been a customer for as long as I can remember x they have ALWAYS been there when I’ve needed them Reviewed on: 15th March 2024

Amazing especiallu in this day and age so easy to sa...

5
Amazing especiallu in this day and age so easy to save and also loan money when help is needed Reviewed on: 15th March 2024

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