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Moneybox app: Lifetime ISA reviews

4.95
Based on 4,567 reviews, last reviewed 9th Feb 2025
10300% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Very good and satisfied overall. Very good and satisfied overall. Reviewed on: 9th February 2025
Connor M's avatar
Connor M

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

Moneybox offers a Lifetime ISA via a partnership with Oaknorth, a UK regulated bank. If you've jumped on board with this Lifetime ISA, please share your review today on Smart Money People.

Moneybox app Lifetime ISA reviews (4567)

Review of the Moneybox app, Lifetime ISA:

Helpful

5
This app is a helpful savings app if you're looking to save money over a life time that you will not be needing to withdraw from until pension or buying a first home. Recommend for the reasons mentioned, but not if you will be needing the funds in the account Reviewed on: 25th March 2023

easy to use and track goals.

4
easy to use and track goals. easy to add money to. easy to understand interest. limited ability previously to transfer to a S+S from a Cash Lisa. Reviewed on: 5th February 2025

Great experience saving with LISA.

5
Great experience saving with LISA. Good interests rates and I like that the bonus money is deposited within 8 weeks of my payment Reviewed on: 5th February 2025

I think money box is amazing for saving

5
I think money box is amazing I’m saving for a house I’m a first time buyer and the way there scheme is I just think it’s fantastic a very happy customer Reviewed on: 5th February 2025

Simple and easy, helping to make my money grow.

5
My LISA was super easy to set up and the app has really easy navigation and reminders to pop more money in to ensure I hit the annual target to claim the most bonus. They answer questions on the forums really quickly and their newsletter emails provide me with a ton of useful information. Reviewed on: 5th February 2025

I’ve had a lifetime ISA with Moneybox for several ye...

5
I’ve had a lifetime ISA with Moneybox for several years and it’s been an easy process all along. When I came up to withdrawal time, they answered my queries promptly, and helped out at the last minute when some of the details didn’t line up. Would recommend for others Reviewed on: 5th February 2025

I’ll finally be able to own a home

5
I was interested in investing money but most banks were asking for a minimum of a £500 down payment. I saw Moneybox advertise that you could invest with them for as little as £2 a week and saw their advert for the LISA as well and so I opened my LISA investment account. I’ve never had this amount of money saved and their Goals feature has helped to keep me motivated and set a realistic goal that I now know is possible to achieve in as little as 5 years! I never thought I would be able to get myself onto the property ladder and now I know it’s going to happen for me, I’m also having fun with the investments too. I actually ended up transferring my forgotten pensions and opened up a personal pension with Moneybox too, the whole process was pretty quick and I only needed to submit my details once and it was done. So not only am I set to obtain my first mortgage, I am also in control of money I hadn’t even considered and had been forgotten about. Reviewed on: 5th February 2025

Very easy to set up and exciting to see my savings a...

5
Very easy to set up and exciting to see my savings already growing! Reviewed on: 5th February 2025

An amazing LISA experience

5
My experience opening and holding a LISA account so easier than expected. It was easier to access detailed information on LISA on the platform to help me make a decision if it was the right account for me, so easy to open the account, so easy to make automated contributions, so easy to see my money grow through daily interest gains and monthly government bonuses, and so easy to stay on top of news on the UK house market via newsletters and blogs on the App. Knowing that I can also easily switch from Cash LISA to Investment LISA through the App is so wicked! This means after using it to save for my house deposit, I can easily switch to investing for my retirement. What an amazing product! Reviewed on: 5th February 2025

Excellent app and customer service

5
Excellent app and customer service Reviewed on: 5th February 2025

I’ve had an overall positive experience with Moneybo...

5
I’ve had an overall positive experience with Moneybox especially with my LISA which was quick and easy to set up and easy to track and look at. Reviewed on: 5th February 2025

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