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Moneybox app: Lifetime ISA reviews

4.95
Based on 4,241 reviews, last reviewed 3rd Dec 2024
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Latest highest rating:

4

Moneybox Lifetime ISA The Moneybox app is super easy to use when it comes to depositing funds and managing your accounts, but it goes a step further by providing guides and... Read more Reviewed on: 3rd December 2024
Catrina C's avatar
Catrina C

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

Moneybox offers a Lifetime ISA via a partnership with Oaknorth, a UK regulated bank. If you've jumped on board with this Lifetime ISA, please share your review today on Smart Money People.

Moneybox app Lifetime ISA reviews (4241)

Review of the Moneybox app, Lifetime ISA:

Moneybox Lifetime ISA

4
The Moneybox app is super easy to use when it comes to depositing funds and managing your accounts, but it goes a step further by providing guides and resources to help with the process of buying a home. The wealth chart on the Lifetime ISA is a great motivator as it helps to visualise progression towards your goal, and there's an option to add a house buying partner to the 'housemates savings' section to see your combined savings total. You can set up a direct debit to deposit funds weekly or monthly which is handy if you want to get into the habit of regular saving, although it's not necessary if you prefer to deposit as-and-when; the app allows for this, but you will still need an active direct debit instruction between Moneybox and your paying bank, which seems a bit odd at first. The interest rate has recently come down to 3.8% - not fantastic, but the 25% government bonus on your deposits means it's absolutely worth considering if you're looking to buy your first home. Moneybox is a great choice for this ISA if you're happy to move away from the bricks-and-mortar banks. Reviewed on: 3rd December 2024

Responsive and helpful at all times

5
Responsive and helpful at all times Reviewed on: 15th May 2024

A very user friendly app.

5
A very user friendly app. Easy to navigate between accounts Reviewed on: 23rd April 2024

Moneybox has a super easy to use interface, no fees...

5
Moneybox has a super easy to use interface, no fees attached to an account for saving etc, and has made it very easy to save money. Reviewed on: 19th April 2024

A great app, very good customer service and an all r...

5
A great app, very good customer service and an all round good experience Reviewed on: 16th April 2024

They have an excellent customer service and their ro...

5
They have an excellent customer service and their round up feature is very great way to add to my savings Reviewed on: 16th April 2024

Set me up for good savings habits

5
Set me up for good savings habits - makes my dream to have my own home closer to reality! Reviewed on: 10th April 2024

Smooth user experience, no jargon-love moneybox!

5
Smooth user experience, no jargon-love moneybox! Reviewed on: 10th April 2024

Excellent bank products and service

5
Excellent app functionality, really good products on offer and a brilliant digital service. Reviewed on: 10th April 2024

I have a lifetime isa which i love and a cash isa.

5
I have a lifetime isa which i love and a cash isa. Great rates, easy to use. I highly recommend the company and products. Reviewed on: 10th April 2024

Great app and really easy to use.

5
Great app and really easy to use. It offers so many different options for saving. The app did not take long to get used to at all. Reviewed on: 10th April 2024

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