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Monzo: Flex Credit Card reviews

4.96
Based on 1,796 reviews, last reviewed 17th Sep 2024
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

Brilliant credit card. Maybe too flexible?

5
I have found the Monzo flex card incredibly useful and very easy to use. The flexibility of credit and interest free payment periods with individual purchases is fantastic. My only negative would be that it is a little bit too easy to use and can be dangerous for people who use a lot of credit. But if you can manage it well, the flexibility of this product it is great. Very cool card too! Reviewed on: 11th March 2024

When you need it helps you alot for spending money...

5
When you need it helps you alot for spending money Reviewed on: 10th April 2024

Unique customer banking approach

5
Monzo has helped me to keep track of my finances and region my financial stability due to their customer centred banking approach which is unique Reviewed on: 9th April 2024

Very easy to manage

5
3 months interest free installment plan is very useful. Very easy user interface in the app. Reviewed on: 9th April 2024

Best credit card

5
Excellent product and very easy to use Reviewed on: 9th April 2024

Super convenient, the most easy to use bank I use.

5
Super convenient, the most easy to use bank I use. Reviewed on: 9th April 2024

Changed my life for the better

5
Monzo was the first bank to offer me an overdraft and from there, I applied for the flex credit card. They have helped me get my finances in order and out of debt. Thank you monzo! Reviewed on: 9th April 2024

So easy to use Monzo Flex.

5
So easy to use in the app. Makes everything abundantly clear. Use of plain language. Helps me to feel genuinely in control of my finances. Very handy for bigger purchases. Reviewed on: 9th April 2024

Error free and very smooth sailing!

5
Error free and very smooth sailing! Easy to use and good value Reviewed on: 9th April 2024

Easy as pie!

5
I use regularly and find it easy to manage my finances Reviewed on: 9th April 2024

Flex: Simple, Explained, Smooth.

5
I have been using the Flex Card for a while now, and I have had nothing but a smooth experience with it. I started with a small limit just to get a feel, and once I felt like I was ready for a bigger limit it was simple to hop in to the app and ask for it to be raised. Best part is it only took a few moments for it to go through and be reflected in app. Also when selecting a plan that occurs interest it shows you exactly how much interest you'll end up paying and it's perfect. Reviewed on: 9th April 2024

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