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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo has helped so much

Monzo has helped me with my banking needs since I joined them . They have been amazing and kind and friendly and given me all the help I need. Reviewed on: 1st February 2024

Monzo is so easy to use and the credit card is a fre...

Monzo is so easy to use and the credit card is a fresh alternative for modern life. Reviewed on: 1st February 2024

All good, no complaints.

All good, no complaints. Round up pots are so good for saving little pennies! Reviewed on: 1st February 2024

Good company

Very good been using a while very flexible and worthy Reviewed on: 1st February 2024

I am fully satisfied with Monzo .

I have so far received a good service from Monzo and all transactions done without any hassle and executed promptly to my satisfaction . Reviewed on: 1st February 2024

Good bank with good rates of interest on savings

Good bank with good rates of interest on savings Reviewed on: 1st February 2024

Always good advice and no waffle...

Always good brief and to the point no waffle no hard sell Reviewed on: 1st February 2024

I love Monzo flex, Monzo makes it so easy to do ever...

I love Monzo flex, Monzo makes it so easy to do everything Reviewed on: 1st February 2024

Just Better

I can't speak for how this compares to other online online banks but compared to traditional banks, this is clearly the way to go. The app works great and I can track my spending, savings and credit is a glance. Reviewed on: 1st February 2024

Good banking

Banking service is good but customer service is not very present Reviewed on: 1st February 2024

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