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Monzo: Flex Credit Card reviews

4.96
Based on 1,796 reviews, last reviewed 17th Sep 2024
59% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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2%
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1796)

Flex is great BNPL / credit card alternative

5
I have been an advocate for Monzo since joining in 2017 and always look forward to new ways they push for improvements in banking. Flex is great way to handle your finances and is really transparent and flexible when spending. I will replace this with my current credit card and be confident Flex will make waves! Reviewed on: 23rd February 2023

Easy, quick, simple to understand

5
Flex gives me that option to spread payment out, even haircuts. I can pay for a haircut in 3 monthly fee-free instalment. Crazy helpful! Reviewed on: 23rd February 2023

Love Monzo

5
A friendly bank, genuinely doing new things with bank accounts and adding new features like flex which is like a better credit card. Reviewed on: 23rd February 2023

Innovative Banking Brand

5
Love Monzo and the constant improvements and iterations that they seem to release at lightning speeds compared to the legacy banks. Products such as Flex are revolutionary and much more flexible than traditional banks credit cards etc. Long live Monzo and keep it Hot Coral Reviewed on: 23rd February 2023

Flex is the new Card in a living crisis

4
The flex card has helped to support my finances and the ability to break down into payments that’s affordable over a flexible time period. Reviewed on: 23rd February 2023

Flex Fantastic

5
The introduction and finer tweaking of Monzo Flex means I have a product that I’ve already used three times since launch! Looking forward to more innovation! Reviewed on: 23rd February 2023

Love my Flex

5
Congratulations to Monzo for launching Flex! a truly innovative consumer lending solution. Flex has gone form strength to strength, increasing credit limits, allowing more time to make your first payment and providing physical cards as well as virtual. and the physical card is marvellous! Monzo is a truly responsible lender and sets the bar for BNPL products Reviewed on: 23rd February 2023

Flex is very useful

5
I like having the "flexibility" of flex in my banking app. It's always easy to understand and quick to load. Just got a physical card which pretty much makes it my credit card replacement now as well. Reviewed on: 23rd February 2023

Innovative modern credit for people

5
What's not to love about Monzo Flex? Not only is it super easy to use as a product, ots extremely transparent about costs when choosing how long to spread purchases for. It's continued to evolve since launch showing how the team at monzo listen to customers and I can't recommend it enough! Reviewed on: 23rd February 2023

I love Flex

5
It gives you "Klarna" benefits but for any purchase you want. Very intuitive, easy to use and transparent. Reviewed on: 22nd February 2023

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