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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Flexible monthly payment s per item!

I recently applied for the flex card which has helped me manage my monthly spending and clearly see what my monthly payments are paying off. The ability to spread the cost across a few months has be useful and the ability to see what each pound is paying for is useful to know. Reviewed on: 1st February 2024

I'm really happy with Monzo.

I'm really happy with Monzo. Theu do all my banking, loans and credit cards, o couldn't without them Reviewed on: 1st February 2024

Monzo has changed the way I manage my money - can’t...

Monzo has changed the way I manage my money - can’t remember life before! It’s helped me save and achieve goals. Reviewed on: 1st February 2024

Had issues with all previous banks but Monzo are tru...

Had issues with all previous banks but Monzo are truly remarkable and brilliant at everything they do and the provide superb offers and deals on money pots Reviewed on: 1st February 2024

Have made Monzo my main bank (used to be Halifax) th...

Have made Monzo my main bank (used to be Halifax) the saving pots and investment pots are extremely easy to use. I like the trends feature as I can see where my money goes and keep track of it easily. The flex side is also amazing as it’s interest free if you choose to pay it back within 3 months. Great bank overall highly recommend Reviewed on: 1st February 2024

Monzo explains the nitty gritty.

Monzo explains the nitty gritty. Reviewed on: 1st February 2024

its very good, easy and convenient

its very good, easy and convenient Reviewed on: 1st February 2024

Excellent to deal with customer service is yeah good

Excellent to deal with customer service is yeah good Reviewed on: 1st February 2024

I love Monzo, I've been with them for 3 years, easy...

I love Monzo, I've been with them for 3 years, easy app to use and get paid early! Reviewed on: 1st February 2024

Absolutely love monzo customer service is fantastic...

Absolutely love monzo customer service is fantastic and it's never hard to get assistance at any time. Recommend them to all my family and friends as I trust them so much. The app is always perfect and no issues. Reviewed on: 1st February 2024

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