Smart Money People Logo

Payl8r: Buy Now Pay Later reviews

4.89
Based on 3,328 reviews, last reviewed 18th Apr 2025
19700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very friendly people and excellent service and good... Very friendly people and excellent service and good rates! Very recommended! Reviewed on: 18th April 2025
Cosmin V's avatar
Cosmin V

Latest lowest rating:

1

APPALLING CUSTOMER SERVICE As a client of Payl8r where my online business offers payl8r as a payment option i have not had a single sale using their payment option in 7 months i... Read more Reviewed on: 24th May 2024
DAVE T's avatar
DAVE T

About this product

Payl8r Buy Now Pay Later reviews (3328)

Review of the Payl8r, Buy Now Pay Later:

Amazing service!!

5
As a young adult I don’t have much of a credit rating which I will need later in life when I buy a house, the option that payl8r has provided is fantastic. I can make a large purchase and pay it up in instalments which is beneficial to me both financially and in the long run for my credit rating!! Honestly couldn’t recommend them enough. Paying up in instalments isn’t just for financial reasons they can really help your credit rating as well. Will use them again in the future without hesitation! Reviewed on: 11th May 2020

Amazing company

5
I wasn't with them for long but they was super helpful on the phone and assisted me in paying sooner Reviewed on: 17th April 2025

It was quick and easy to arrange with no bother or f...

5
It was quick and easy to arrange with no bother or fuss.Most of the work is done for you after entering basic details.Made very easy and a quick response and set up Reviewed on: 17th April 2025

Second time being accepted for finance with payl8r

5
This is the second time I’ve been accepted for a payl8r loan and I’m hoping to get more in the near future because the company I use only has payl8r as a financing option and it is needed because the products they have for sale are quite expensive. Reviewed on: 17th April 2025

Completely seamless and very straightforward.

5
Completely seamless and very straightforward. I had no issues from start to finish, and no need to sell help from anywhere! The fact I managed to do it 1st time without any problems is great and really helped Reviewed on: 17th April 2025

fab experience.

5
fab experience. I asked to change payments dates and this was changed by the next day. Reviewed on: 17th April 2025

Easy set up

5
No issues - set up easy and ongoing monthly Reviewed on: 17th April 2025

Convenient Payment Options

5
I found Payl8r's service straightforward and user-friendly. The application process was smooth, and I appreciated the flexibility in payment options. Overall, a convenient option if used responsibly Reviewed on: 17th April 2025

Quick and easy and there online app is the best coul...

5
Quick and easy and there online app is the best couldn't fault Reviewed on: 17th April 2025

FAST SERVICE

5
The simplicity and speed of the application process is the best Reviewed on: 17th April 2025

Wet easy process, nothing complicared

5
Wet easy process, nothing complicared Reviewed on: 17th April 2025