Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,219 reviews, last reviewed 16th Aug 2025
244% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Cyberpower pc My son always wanted a pc, then he showed me a pc from cyberpower pc and its was too much for me to pay but I came across payl8r in the checkout and f... Read more Reviewed on: 16th August 2025
Diana T's avatar
Diana T

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4219)

Easy application and affordable.

5
Easy application and affordable. Monthly updates and no hidden charges. Reviewed on: 14th July 2025
E Ademeso's avatar
E Ademeso

Lifesaver!

5
Incredible experience - made my life so much easier when I had to use the system for a loan. Reviewed on: 14th July 2025
Crina G's avatar
Crina G

Great service.

5
Great service. Pre warning of payments coming out which is ideal. Affordable. Reviewed on: 13th July 2025
Jodie H's avatar
Jodie H

Really good and understanding when I was struggling...

5
Really good and understanding when I was struggling to pay Reviewed on: 13th July 2025
Zoe Farish's avatar
Zoe Farish

Easy to use and great for spreading out payments whe...

5
Easy to use and great for spreading out payments when needed. Approval was quick, and the repayment terms were clear. Just be sure to read the terms—missing a payment can lead to interest. Overall, very handy if used responsibly. Reviewed on: 13th July 2025
Mel S's avatar
Mel S

Everything ive experienced with them and my opinions

5
So i started a year and half ago and anytime i have questions or anything they answer oerfectky giving the answers i need and also i love that you have a paper option because it just works so well, i havent accessed the tutor or student discount thing yet as ive been ill so not doing much but if theyre anything like the other people ive spoken to i recommend all the way and i dont say that often, theyve been incredible, i also love how they do a paylater option and a full price upfrong option, although the pay monthly comes with interest its well worth it, cheaper than in person college and more accesible as i can still study in my current situation, big thank you to everyone involved :)))) Reviewed on: 13th July 2025
Fennec's avatar
Fennec

Very easy to use.

5
Very easy to use. It’s that simple Reviewed on: 13th July 2025
CHRIS O's avatar
CHRIS O

Very easy.

5
Very easy. I like the monthly reminder text. Also being told the which number the payment is. Reviewed on: 13th July 2025
Luke H's avatar
Luke H

good services and allows you to be happy

5
good services and allows you to be happy Reviewed on: 13th July 2025
Liam Troy's avatar
Liam Troy

All good no problems excellent company

5
All good no problems excellent company Reviewed on: 13th July 2025
Deborah B's avatar
Deborah B

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill