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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
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1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4221)

Very easy to use, and the rates weren't extortionate!

5
Very easy to use, and the rates weren't extortionate! Reviewed on: 19th July 2025
Neil's avatar
Neil

Ordered a private plate, easy process good finance d...

5
Ordered a private plate, easy process good finance direct debit, email sent in advance before they took money out. Quick easy to use. Reviewed on: 18th July 2025
Reece H's avatar
Reece H

Clients don’t enjoy the service.

3
Clients don’t enjoy the service. Find it experiences and complex to use, I don’t get god feedback from the service Reviewed on: 18th July 2025
Sophie D's avatar
Sophie D

Good customer service and would recommend to others...

4
Good customer service and would recommend to others for finance needs Reviewed on: 18th July 2025
Alpesh P's avatar
Alpesh P

Credit number and got accepted credit

4
Bought a licence plate number and got accepted Reviewed on: 17th July 2025
Clare Taylor's avatar
Clare Taylor

Easy and straight foreword

5
Easy straight forward and could buy a gift when funds were low Reviewed on: 16th July 2025
Amanda 's avatar
Amanda

It was so easy to apply for.

5
It was so easy to apply for. Gave you answer very quickly. Gave you multiple options to choose how you wanted to pay off the loan you borrowed meaning it was suited to your financial needs Reviewed on: 16th July 2025
Julia's avatar
Julia

Excellent service, easy to get it, not idea of my cr...

5
Excellent service, easy to get it, not idea of my credit score, but used for small amount only thing I can suggest in the future: try to give more flexibility to the costumers of choosing payback time. Mine went for 2 years which I like to be max 1 year, but is ok, maybe people in the store can not manage no idea. Reviewed on: 15th July 2025
barni kocsis's avatar
barni kocsis

Outstanding service

5
Great and easy experience always managed to help me out with my needs over the phone great customer service, and reliable information, wouldn’t think twice about using again and highly recommend it to friends and family Reviewed on: 15th July 2025
Joshua m's avatar
Joshua m

Very easy to set up and easy to keep track...

5
Very easy to set up and easy to keep track off Reviewed on: 15th July 2025
Bradley's avatar
Bradley

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