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Payl8r: Buy now pay later reviews

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4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4221)

It allowed me to pay for more training during lockdown

5
It has been a godsend during lockdown, being a hairdresser I've not been able to work, so without an income it allowed me to do further training in my field and spread the cost giving me more to offer my clients once I can return to work Reviewed on: 11th May 2020
Karron's avatar
Karron

Great Experience!

5
I have nothing bad to say about Payl8r. I used them to help me spread the cost of an aesthetic treatment and the only problem I had was completely my own fault after I changed bank cards and forgot to let them know, and they sorted it out immediately, with no repercussions. Brilliant service! Would definitely use again. Reviewed on: 11th May 2020
Lucy Morris's avatar
Lucy Morris

Amazing service!!

5
As a young adult I don’t have much of a credit rating which I will need later in life when I buy a house, the option that payl8r has provided is fantastic. I can make a large purchase and pay it up in instalments which is beneficial to me both financially and in the long run for my credit rating!! Honestly couldn’t recommend them enough. Paying up in instalments isn’t just for financial reasons they can really help your credit rating as well. Will use them again in the future without hesitation! Reviewed on: 11th May 2020
Caitlin's avatar
Caitlin

Very easy and quick

5
They give you a very easy and quick experience to finance goods Reviewed on: 11th May 2020
Beth 's avatar
Beth

Simple, fast and easy to apply.

5
I have used this service numerous times. It’s so quick to apply and You get your decision whilst still in store. No interest if paid on time. Win, win. Reviewed on: 11th May 2020
Danielle Lee's avatar
Danielle Lee

Quick and easy

5
I just had to write up my details with my favourite restailer and it went through straight away. Unlike Klarna it would refuse me then id re do it then accept me. Very unreliable. Reviewed on: 11th May 2020
Aisha's avatar
Aisha

Fast, easy and informative!

5
Really liked the way it was all set out, easy process and all information displayed clearly, just a shame more retailers aren’t on board yet because it’s a great service! Reviewed on: 11th May 2020
Peter's avatar
Peter

Amazing company

5
I have had great pleasure in choosing payl8r to provide me with my finance plan. Very straight forward and helpful will definitely use them again if need be! Reviewed on: 11th May 2020
Emily's avatar
Emily

Satisfied

5
Would recommend, very easy to use and pay. Reviewed on: 11th May 2020
Kerry Shacklady's avatar
Kerry Shacklady

Amazing

5
It’s a convenient service and easy! Reviewed on: 11th May 2020
Jess 's avatar
Jess

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