Smart Money People Logo

Payl8r: Buy Now Pay Later reviews

4.89
Based on 4,198 reviews, last reviewed 17th Jul 2025
319% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Credit number and got accepted credit Bought a licence plate number and got accepted Reviewed on: 17th July 2025
Clare Taylor's avatar
Clare Taylor

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Review Payl8r: Buy Now Pay Later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy Now Pay Later reviews (4198)

Very easy and quick

5
They give you a very easy and quick experience to finance goods Reviewed on: 11th May 2020

Simple, fast and easy to apply.

5
I have used this service numerous times. It’s so quick to apply and You get your decision whilst still in store. No interest if paid on time. Win, win. Reviewed on: 11th May 2020

Quick and easy

5
I just had to write up my details with my favourite restailer and it went through straight away. Unlike Klarna it would refuse me then id re do it then accept me. Very unreliable. Reviewed on: 11th May 2020

Fast, easy and informative!

5
Really liked the way it was all set out, easy process and all information displayed clearly, just a shame more retailers aren’t on board yet because it’s a great service! Reviewed on: 11th May 2020

Amazing company

5
I have had great pleasure in choosing payl8r to provide me with my finance plan. Very straight forward and helpful will definitely use them again if need be! Reviewed on: 11th May 2020

Satisfied

5
Would recommend, very easy to use and pay. Reviewed on: 11th May 2020

Amazing

5
It’s a convenient service and easy! Reviewed on: 11th May 2020

Quick and easy

5
Would definitely be using Payl8r again, Very easy to use Reviewed on: 11th May 2020

AMAZINGLY AFFORDABLE

5
Pay l8r allows you to have the finer things in life at an affordable weekly/monthly price Reviewed on: 11th May 2020

Great service, and easy to sort out!

5
Had my load approved straight away, with no fuss! Will definitely use again, 10/10 PayL8r! Reviewed on: 11th May 2020

Review Payl8r: Buy Now Pay Later now

Help others make smarter decisions by sharing your own experience. Write a review