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Payl8r: Buy Now Pay Later reviews

4.89
Based on 4,196 reviews, last reviewed 15th Jul 2025
546% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service, easy to get it, not idea of my cr... Excellent service, easy to get it, not idea of my credit score, but used for small amount only thing I can suggest in the future: try to give more fle... Read more Reviewed on: 15th July 2025
barni kocsis's avatar
barni kocsis

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

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Payl8r Buy Now Pay Later reviews (4196)

Very helpful and great communication

5
I’ve had no problems with Payl8r. Always very helpful and great communication. Also very organised and helpful. Reviewed on: 11th May 2020

stress free

5
would highly recommend based on my experience Reviewed on: 11th May 2020

Great service!

3
Great service! Which enables you to afford treatments easier! With payments each month! Reviewed on: 11th May 2020

Best service

5
I have used this service for a few things now and have had nothing but the best experience in doing so Reviewed on: 11th May 2020

helpful reminders

5
Payl8r send out reminders a couple of days before they take payment, and you can pay early without incurring a fee. Reviewed on: 11th May 2020

It allowed me to pay for more training during lockdown

5
It has been a godsend during lockdown, being a hairdresser I've not been able to work, so without an income it allowed me to do further training in my field and spread the cost giving me more to offer my clients once I can return to work Reviewed on: 11th May 2020

Great Experience!

5
I have nothing bad to say about Payl8r. I used them to help me spread the cost of an aesthetic treatment and the only problem I had was completely my own fault after I changed bank cards and forgot to let them know, and they sorted it out immediately, with no repercussions. Brilliant service! Would definitely use again. Reviewed on: 11th May 2020

Amazing service!!

5
As a young adult I don’t have much of a credit rating which I will need later in life when I buy a house, the option that payl8r has provided is fantastic. I can make a large purchase and pay it up in instalments which is beneficial to me both financially and in the long run for my credit rating!! Honestly couldn’t recommend them enough. Paying up in instalments isn’t just for financial reasons they can really help your credit rating as well. Will use them again in the future without hesitation! Reviewed on: 11th May 2020

Very easy and quick

5
They give you a very easy and quick experience to finance goods Reviewed on: 11th May 2020

Simple, fast and easy to apply.

5
I have used this service numerous times. It’s so quick to apply and You get your decision whilst still in store. No interest if paid on time. Win, win. Reviewed on: 11th May 2020

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