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Precise Mortgages reviews

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Rated Poor 1.52/5

Precise Mortgages reviews

Unverified business

Review summary

People rate this company as Poor based on 29 product reviews

Average score of 1.52/5
5 star
14%
4 star
7%
3 star
0%
2 star
3%
1 star
76%
Reviews for Precise Mortgages have trended positively over the past 90 days

Latest positive rating

5/5

Never had a problem with them

I took out a mortgage in June 2015. Whenever I have called Precise they have been courteous. However, they didn’t offer me a new product... I took out a mortgage in June 2015. Whenever I have called Precise they have been courteous. However, they didn’t offer me a new product at the end of my two year period. So, I started overpaying my mortgage every month. I needed to go back to my broker for a new deal with precise, but he had moved away and some other brokers were wanting me to increase the length of my mortgage, which I wasn’t willing to do. So, I think precise are ok Read more Read less

{"display":"Top Glass","full_name":"Top Glass","avatar":{"url":"\/assets\/uploads\/avatars\/users\/532316.png"}}'s avatar
Mortgage
Top Glass 14th June 2022

Latest negative rating

1/5

I tried to pay money off the mortgage and each time...

I tried to pay money off the mortgage and each time after I paid them the money they found another reason not to assign it... I tried to pay money off the mortgage and each time after I paid them the money they found another reason not to assign it to my account and each time I phoned them they came up with a different reason. Shocking customer service and kept on hold for long periods - pick someone else. Read more Read less

{"display":"James","full_name":"James","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Mortgage
James 21st November 2024

About Precise Mortgages

Precise Mortgages is a lender that offers a diverse range of mortgage products, including buy-to-let, residential and bridging finance. Be sure that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you have any questions.

Buying a home is one of the largest financial investments many people will ever make. Therefore it’s important to find the right mortgage from a reputable lender. Check out the Precise Mortgages mortgage reviews on Smart Money People to gain valuable insight into the provider and its products.

Find out why borrowers chose Precise Mortgages as their lender and which mortgage they have. Read about how satisfied borrowers have been with the service they’ve received. Learn more about the application process and whether it ran smoothly or perhaps took longer than anticipated. Find out whether borrowers would recommend Precise Mortgages and its products to their family and friends. Make an informed decision when choosing your mortgage provider by reading our Precise Mortgages mortgage reviews.

Do you have a mortgage with Precise Mortgages? Tell us which mortgage you have and how satisfied you’ve been with it so far. Share your experience with the application process - was the lender supportive throughout? What are the main pros and cons you’ve experienced throughout your time with Precise Mortgages? Would you recommend the lender and mortgage to your family and friends? Whether good or bad, write an honest Precise Mortgages review today. Together, we can help people like you make better financial decisions.

Precise Mortgages at a glance

Reviews for Precise Mortgages

Showing 11 of 29 company reviews

I tried to pay money off the mortgage and each time...

Mortgage 21st November 2024

I tried to pay money off the mortgage and each time after I paid them the money they found another reason not to assign it... I tried to pay money off the mortgage and each time after I paid them the money they found another reason not to assign it to my account and each time I phoned them they came up with a different reason. Shocking customer service and kept on hold for long periods - pick someone else. Read more Read less

Rated Terrible 1/5
Read more product reviews

Absolutely horrendous company.

Mortgage 14th August 2024

Absolutely horrendous company. I made the initial application payment of £465 and was advised I would receive a full refund based on the product I... Absolutely horrendous company. I made the initial application payment of £465 and was advised I would receive a full refund based on the product I was taking out. 4 months on I have not received the refund, raised a complaint and they provided conflicting information and asked me to check with my bank, I provided proof of my bank statements for two full months showing no refund. I’ve now had to take this to the financial ombudsman and my bank have taken the case to get the money back. I feel very let down by this company and wouldn’t ever use them again. Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    Criminal company do not get a mortgage with them.

    Criminal company do not get a mortgage with them. I will be reporting them to the finacial ombudsman for suspicious practices. This company should be shut down

    {"display":"Simon Kaye","full_name":"Simon Kaye","avatar":{"url":"\/assets\/uploads\/avatars\/users\/840303.png"}}'s avatar
    Mortgage
    Simon Kaye 20th February 2024
  • 1/5

    One star is too many

    One star is too much for this company. I had to ask three times for a redemption certificate, finally received and paid by cheque to... One star is too much for this company. I had to ask three times for a redemption certificate, finally received and paid by cheque to outstanding balance plus the extra for paying by cheque. Certificate received on 20/10/2023, cheque sent on the same date by recorded delivery, cheque was received by precise on 23/10/2023 and not paid in until 03/11/2023! Now they are chasing me for an outstanding balance for interest that has occurred because they didn’t submit the cheque on the date they received. I have spoken to numerous people now at precise and no one is willing to help or address this matter. Now they want to send an email to the financial team. Absolutely joke of a company. Read more Read less

    {"display":"Trina Arnold","full_name":"Trina Arnold","avatar":{"url":"\/assets\/uploads\/avatars\/users\/799468.png"}}'s avatar
    Mortgage
    Trina Arnold 8th December 2023
  • 2/5

    Redemption Certificate

    I have requested a redemption certificate twice now. Instead I’ve had legal action letters and visit from a bailiff!

    {"display":"Trina Arnold","full_name":"Trina Arnold","avatar":{"url":"\/assets\/uploads\/avatars\/users\/799468.png"}}'s avatar
    Mortgage
    Trina Arnold 17th October 2023
  • 1/5

    Do NOT Use - Shambolic Compant

    Absolute joke of a company, we supplied all the information they requested, as we we're totally open and transparent, and we agreed a 2 year... Absolute joke of a company, we supplied all the information they requested, as we we're totally open and transparent, and we agreed a 2 year fixed deal, which we were happy with, and then at the last minute, they changed the goal posts and said they could only offer us a 5 year fixed deal, funny that, after a short fall in interest rates, talk about ripping people off, these are not to be trusted in any way, shape or form. Read more Read less

    {"display":"Lee T","full_name":"Lee T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgage
    Lee T 21st April 2023
  • 1/5

    Complete rip off.

    I've had a 2nd mortgage with Precise Mortgages for 12 years, I've never defaulted, always paid on time yet with increased I treat rates recently... I've had a 2nd mortgage with Precise Mortgages for 12 years, I've never defaulted, always paid on time yet with increased I treat rates recently the took it upon themselves to increase by 8%, rather than by the 4% the actual rates went up by. Result is I am paying 12%!!! I think they want to either make a massive profit on this or repossess. Thanks fully I had the funds to pay it off and stick 2 fingers to them but AVOID! Read more Read less

    {"display":"Pierre Moulinier","full_name":"Pierre Moulinier","avatar":{"url":"\/assets\/uploads\/avatars\/users\/675504.png"}}'s avatar
    Mortgage
    Pierre Moulinier 25th February 2023
  • 5/5

    Never had a problem with them

    I took out a mortgage in June 2015. Whenever I have called Precise they have been courteous. However, they didn’t offer me a new product... I took out a mortgage in June 2015. Whenever I have called Precise they have been courteous. However, they didn’t offer me a new product at the end of my two year period. So, I started overpaying my mortgage every month. I needed to go back to my broker for a new deal with precise, but he had moved away and some other brokers were wanting me to increase the length of my mortgage, which I wasn’t willing to do. So, I think precise are ok Read more Read less

    {"display":"Top Glass","full_name":"Top Glass","avatar":{"url":"\/assets\/uploads\/avatars\/users\/532316.png"}}'s avatar
    Mortgage
    Top Glass 14th June 2022
  • 1/5

    don't trust this company

    I have many Precise B2L mortgages ,so was happy to apply for another .I paid all my fee's up front on the initial acceptance by... I have many Precise B2L mortgages ,so was happy to apply for another .I paid all my fee's up front on the initial acceptance by the broker. Property was valued and a reduced offer was indicated ,I challenged the valuation and was suddenly turned down with no explanation . I have trawled the internet for credit agencies and have no defaults or bad credit score .This is a very bad way to rob people of money ,so therefore PRECISE are not to be trusted . Read more Read less

    {"display":"D Mason","full_name":"D Mason","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgage
    D Mason 23rd May 2022
  • 1/5

    Useless company

    Do not recommend taking house mortgage from this company because I’ve been waiting weeks for a decision and everytime I was asked to provide more... Do not recommend taking house mortgage from this company because I’ve been waiting weeks for a decision and everytime I was asked to provide more evidence of my salary and employment of contract. I have been a agency worker for over 3 years and my application got rejected…they charge 500£ for an application but when it gets rejected you lose all this money. This is complete rip off !! Read more Read less

  • 1/5

    Utterly Useless

    Buy to let Landlords be VERY AWARE You may not be offered a new product at the end of your introductory rate !!! - A* for retentions - Not

    Products from Precise Mortgages

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