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RateSetter: Loans reviews

4.93
Based on 14,030 reviews, last reviewed 30th Sep 2024
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024
HARSHAVARDHAN GUMMADI's avatar
HARSHAVARDHAN GUMMADI

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

RateSetter Loans reviews (14030)

Review of the RateSetter, Loans:

Easy to use, accessible website

5
I have been lending through Ratesetter for a few months. I find the website easy to use and the lending process is explained in a clear way. I have been making around £100 a month in interest since I started lending with them. It is easy to choose whether you reinvest the capital and interest when a person pays back a portion of the loan each month with interest. You can also choose to reinvest only the capital. Although they are not covered by the FSCS they do have a provisional fund. Reviewed on: 15th June 2016

Excellent rates and ethics

5
As far as I can tell, Ratesetter work on an idea of 'people that have supporting people that need'. There is an investment from everyday people for everyday people. The company helped my wife and I to no end with the rate they set on a personal loan and made the application so simple to follow with all terms clearly and transparently set. In today's world, this is refreshing to say the least! Highly recommend as a service provider. Reviewed on: 7th April 2023

Not the best customer service

2
Just changing my bank account and address took several phone calls and many emails. I should have just closed the account down it was so frustrating. Reviewed on: 7th April 2023

Total satisfaction!

5
I've got two loans with them- they are very professional, quick and excellent customer service. Thank you! Reviewed on: 7th April 2023

Brilliant service

5
Had amazing service throughout my current loan, very helpful and straight forward to deal with Reviewed on: 7th April 2023

Very easy, Great service

5
So straight forward .. made everything very simple Reviewed on: 7th April 2023

Excellent

5
I was provided with an excellent, courteous and speedy service throughout the process from application to transfer of funds. Reviewed on: 7th April 2023

Helpful site

5
Really helpful and easy to navigate site. good interest rates and helpful staff members! Reviewed on: 7th April 2023

Exceptional

5
No better service, guaranteed. We need more companies like this! Reviewed on: 7th April 2023

Very simple and easy

5
Very simple and easy to deal with. Had a small. oan few years ago... just paid it back with no hassle and no hidden costs. 2 years ago I needed urgeny some money (2000). With few clicks the money were in my account. The monthly payment is so small I can't even feel it. Reviewed on: 7th April 2023

Simple and easy!

5
The process was smooth from start to finish and I had the money in my account the next day. Reviewed on: 7th April 2023

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