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RateSetter: Loans reviews

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4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Quick and easy

5
I applied for a small loan and received the money in the same day! Reviewed on: 6th April 2023
Christos Karagiannis's avatar
Christos Karagiannis

Customer service

5
The process to get a loan was quick and efficient and done in a friendly manner Reviewed on: 6th April 2023
Apatt's avatar
Apatt

Great Service

5
The loan arrangement is very easy. The interest displayed in a way that is very clear. Allows to pay earlier by making additonal payments. Reviewed on: 6th April 2023
Berenika Ng's avatar
Berenika Ng

Fantastic

5
Great service easy to apply very quick decision Would definitely recommend this company better rates than banks and credit unions Reviewed on: 6th April 2023
Susan 's avatar
Susan

Really simple and Transparent

5
It was very simple to apply for the load, the funds came through very quickly and it is very easy to track the loan using their online portal. Reviewed on: 6th April 2023
Connor Yoh's avatar
Connor Yoh

The best experience ever!

5
Absolutely fantastic company that I can't recommend highly enough, simply process to apply for a loan with fantastic interest rates and got exactly what I was looking for. Reviewed on: 6th April 2023
Justin Cooper's avatar
Justin Cooper

Simple loan process

5
RateSetter was fantastic at helping me organise a personal loan. Being my first loan they offered me a great rate and have a simple loan tracker so you can see what you have repaid/still have left on your loan Would recommend to anyone who's looking for a loan Reviewed on: 6th April 2023
Robert Richardson's avatar
Robert Richardson

Excellent provider

5
Provided me with a straight forward process, clear T&Cs and feel completely in control of how to manage my loan with them. Excellent rate offered and would use again in the future. Reviewed on: 6th April 2023
Lewis's avatar
Lewis

RateSetter Personal Loans

5
So easy to deal with and did everything I expected when I expected it Reviewed on: 6th April 2023
Danny Wilhare's avatar
Danny Wilhare

Perfect for my needs!

5
Was very simple to set up good, checking procedure overall very happy. Reviewed on: 6th April 2023
Jeremy's avatar
Jeremy

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