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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Ticks all the boxes

We searched around for the lowest APR and Ratesetter came out on top. From getting a quote, to being approved then having the money in your bank was so easy and straightforward. Everything that Ratesetter sets out as part of its customer service, it delivers. We are pleased that we chose to get a loan through Ratesetter. Reviewed on: 6th April 2023

Fast, simple, easy

Excellent rates, applying was very simple and straight forward. I enjoy being able to easily check my balance and payments. Reviewed on: 6th April 2023

All done in minutes

Applied for a loan, got accepted and paid into my bank, no hassle Reviewed on: 6th April 2023

One of the best loans providers and no hassle easy to deal with

When I first applied it was so straightforward and easy plus the rates are so cheap especially for first time lenders. I have not had any problems with them and hopefully will continue using them at the end of my contract Reviewed on: 6th April 2023

Great

Would highly recommend the support and service given online and over the phone Reviewed on: 6th April 2023

Quick and Easy

I got a very fast and Easy loan Reviewed on: 6th April 2023

Loan

Great service, quick response and low interest rates, highly recommend Reviewed on: 6th April 2023

unbeatable

Unbelievable unbeatable rate. First class service Reviewed on: 6th April 2023

Very good

Very good company to deal with and staff are always polite and willing to help. Reviewed on: 6th April 2023

Great, simple service

I was granted the loan the same day i applied and received it the following day. I have had no issues at all with their service, and it was very simple to set everything up including a direct debit for easy monthly payments. I would very definitely recommend them to others. Reviewed on: 6th April 2023

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