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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14030 reviews)

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4.93

Based on 14,030 reviews, last reviewed 30th Sep 2024

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

RateSetter Loans reviews (14030)

Review of the RateSetter, Loans:

Easy to use, accessible website

I have been lending through Ratesetter for a few months. I find the website easy to use and the lending process is explained in a clear way. I have been making around £100 a month in interest since I started lending with them. It is easy to choose whether you reinvest the capital and interest when a person pays back a portion of the loan each month with interest. You can also choose to reinvest only the capital. Although they are not covered by the FSCS they do have a provisional fund. Reviewed on: 15th June 2016

Excellent ser

Easy-going, no hassles when applying, prompt decision Reviewed on: 11th April 2023

No issues with Company

Smooth process, no issues and good customer service Reviewed on: 11th April 2023

Quick and Easy

Really easy to apply, quick decision and funds available. Would totally recommend! Reviewed on: 11th April 2023

Unsatisfied customer

Not a very good company to deal with , I took out a loan , payed every payment on time looked for a top up after 2 years and totally got refused , with ratesetter telling me they don’t have to give an explanation, So I would not be voting for this company to win , that’s just my opinion. Reviewed on: 11th April 2023

Top quality service

Ratesetter, are certainly setting the way with offering top quality services. There have been so efficient and professional from the start. I wouldn't look anywhere else. Reviewed on: 11th April 2023

Excellent and easy to use on the website.

Never had a problem in the six years I’ve had loans with this company. Very easy to use website, to check up on your loans, how much left to pay, to make an extra payment down to being able to change your monthly repayment date. I rang them once and found it easy to talk to someone with having to wait or be kept on hold for a period of time. Reviewed on: 11th April 2023

Easy, quick and professional!

Easy to navigate on the website, very quick response time (especially from customer services) and just an all-round professional vibe. Highly reccommend! Reviewed on: 11th April 2023

Quick and efficient

I've used rate setter three times over the last 6 years when applying for a loan. Each time I have gotten a fair deal, quick payment and a good service. Very happy with this company. Reviewed on: 11th April 2023

Quick and fast

It was very quick and fast loan application. The results came with 2minute after application. The money was paid the following day. Also the interest rate was very ok to compare with other loan companies Reviewed on: 11th April 2023

Great Loan Process

Quick and easy application made easier by pre-approved process. Rate shown was rate given with whole application done online. Reviewed on: 11th April 2023

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