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Royal London reviews

Royal London Logo
Rated Average 2.71/5

Royal London reviews

Verified business Last reviewed within 7 days
  • UK-based contact centre
    UK-based contact centre
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • FCA approved and regulated
    FCA approved and regulated
  • Provides free financial planning calculators, guides and tools
    Provides free financial planning calculators, guides and tools

Review summary

People rate this company as Average based on 158 product reviews

Average score of 2.71/5
5 star
25%
4 star
4%
3 star
1%
2 star
2%
1 star
68%
Reviews for Royal London have trended positively over the past 90 days

Latest positive rating

5.00/5

They were very helpfull and polite and patient with...

They were very helpfull and polite and patient with me

Latest negative rating

1.00/5

I trusted this company with my pension, shocking!!

I have 2 pensions with these, one set up by my company and the other that I opted out of SERPS with. I moved home... I have 2 pensions with these, one set up by my company and the other that I opted out of SERPS with. I moved home a few years ago and didn’t get statements for both pensions for a few years, added to this took my eye off the ball with them. When I finally got statements, it turns out for the past 5 years in a row the pensions have made 0.25% a year every year ! I therefore complained as the returns were unbelievable, I was told that my funds had been invested in CREST. I just wonder how many other victims they have. To put this into context, I had £50k nearly invested and over 5 years they have made me £500 whilst taking over £5k in charges for their expertise in investing!! So over a 5 year period they have made 1.25% whilst the FTSE has increased by nearly 50%. This is not a company to trust with your money! I have today transferred this account, unfortunately though I have another account with £50k in, with exactly the same story, this account can’t be transferred though! How convenient!! BTW Royal London,I could have made 15% in a building society account over 5 years! Disgraceful! Read more Read less

{"display":"Nige","slug":"user1784753817","deleted_at":null,"created_at":"2026-07-22T20:56:57.000000Z","updated_at":"2026-07-22T20:56:57.000000Z","biography":null,"tagline":null,"gender":null,"rank":null,"first_name":"Nigel","last_name":"Bennett","full_name":"Nigel Bennett","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Pension
Nige 23rd July 2026

About Royal London

Royal London provides a range of products to customers, advisers and employers including
protection, pension, investment and retirement solutions in the UK and Ireland.

Royal London is a mutual organisation, which means they're customer owned and don’t answer to shareholders, allowing them to focus on creating long-term value for their customers.

Royal London at a glance

Contact details

Phone
0345 602 1885
Main address
80 Fenchurch Street, London, EC3M 4BY
Social media

Reviews for Royal London

Showing 11 of 158 company reviews Last reviewed within 7 days

I trusted this company with my pension, shocking!!

Pension 23rd July 2026

I have 2 pensions with these, one set up by my company and the other that I opted out of SERPS with. I moved home... I have 2 pensions with these, one set up by my company and the other that I opted out of SERPS with. I moved home a few years ago and didn’t get statements for both pensions for a few years, added to this took my eye off the ball with them. When I finally got statements, it turns out for the past 5 years in a row the pensions have made 0.25% a year every year ! I therefore complained as the returns were unbelievable, I was told that my funds had been invested in CREST. I just wonder how many other victims they have. To put this into context, I had £50k nearly invested and over 5 years they have made me £500 whilst taking over £5k in charges for their expertise in investing!! So over a 5 year period they have made 1.25% whilst the FTSE has increased by nearly 50%. This is not a company to trust with your money! I have today transferred this account, unfortunately though I have another account with £50k in, with exactly the same story, this account can’t be transferred though! How convenient!! BTW Royal London,I could have made 15% in a building society account over 5 years! Disgraceful! Read more Read less

Rated Terrible 1.00/5
Read more product reviews

They were very helpfull and polite and patient with...

Pension 9th July 2026

They were very helpfull and polite and patient with me

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    A workplace pension that actually gives something back

    Happy with Royal London as my workplace pension provider. The platform is straightforward to navigate and gives you a clear view of how your pot... Happy with Royal London as my workplace pension provider. The platform is straightforward to navigate and gives you a clear view of how your pot is performing. What sets them apart is the profit share — as a mutual, they distribute a share of profits back to eligible policyholders, which is a meaningful differentiator from the big corporate providers. Feels like a scheme that's actually aligned with members rather than shareholders. Read more Read less

    {"display":"Gary Keaney","full_name":"Gary Keaney","avatar":{"url":"\/assets\/uploads\/avatars\/users\/645695.png"}}'s avatar
    Pension
    Gary Keaney 25th June 2026
  • 5.00/5

    Great customer service

    Always prompt responses to questions and explained in a manner that is easy to understand.

    {"display":"Barry D","full_name":"Barry D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Barry D 11th June 2026
  • 1.00/5

    Dreadful company

    Life insurance claim totally ignored. All communications received the same response , to complete the online form which had already been done. Reminders disregarded. Customer... Life insurance claim totally ignored. All communications received the same response , to complete the online form which had already been done. Reminders disregarded. Customer service so poor in dealing with someone after losing a parent. Read more Read less

  • 1.00/5

    6 months trying to transfer a pension out of Royal L...

    6 months trying to transfer a pension out of Royal London. Response is chronically slow. You are on the phone on hold for hours before... 6 months trying to transfer a pension out of Royal London. Response is chronically slow. You are on the phone on hold for hours before anyone picks up. so many times Ive assumed I rang the wrong number as no one responds, but it was correct. So poor. Read more Read less

    {"display":"michael QJ","full_name":"michael QJ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    michael QJ 18th May 2026
  • 5.00/5

    I’ve had a positive experience with Royal London lif...

    I’ve had a positive experience with Royal London life insurance. The process was straightforward, communication was clear, and it’s given me real peace of mind... I’ve had a positive experience with Royal London life insurance. The process was straightforward, communication was clear, and it’s given me real peace of mind knowing my family would have financial protection if anything happened to me. I also like that the cover can be tailored to different needs, whether that’s protecting a mortgage or providing longer-term family support. Royal London offers term and whole-of-life cover, with options such as level, increasing, or decreasing cover depending on the policy. Read more Read less

  • 1.00/5

    Utterly useless company.

    Utterly useless company. I've just spent nearly 2 hours on the phone trying to get answers to what should be everyday questions before I cash... Utterly useless company. I've just spent nearly 2 hours on the phone trying to get answers to what should be everyday questions before I cash in part of my pension pot. I've spoken to 4 different departments so far (each one taking about half an hour to answer the call) and they're all equally clueless. Appalling service, avoid. Read more Read less

    {"display":"Andrew W","full_name":"Andrew W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Andrew W 27th April 2026
  • 5.00/5

    They have been easy to deal with, no nonsense paperw...

    They have been easy to deal with, no nonsense paperwork and a good app

    {"display":"lee livsey","full_name":"lee livsey","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    lee livsey 27th April 2026
  • 5.00/5

    Been fantastic in managing my pension, super returns...

    Been fantastic in managing my pension, super returns over the years.

    {"display":"Colin P","full_name":"Colin P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Colin P 18th April 2026
  • 1.00/5

    Royal London has forgotten customer experience - try...

    Royal London has forgotten customer experience - trying calling their customer services on the phone, it speaks for itself.

    {"display":"Shameel P","full_name":"Shameel P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Shameel P 27th February 2026

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