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Tymit: Credit Card reviews

Name: Credit Card
Rating: 4.81 (155 reviews)

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4.52

Based on 155 reviews, last reviewed 7th Aug 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Cool Interface I like the simplicity and how clear things are shown! Reviewed on: 15th February 2024

Latest lowest rating:

1

Avoid this company After using the tymit card for 18 months, without notice I was advised my card was suspended and my account would be closed once my balance was paid, ... Read more Reviewed on: 7th August 2024

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About this product

Tymit Credit Card reviews (155)

Review of the Tymit, Credit Card:

Appalling level of communication and customer service. AVOID!!!

Over 2 weeks ago on 23rd of April I reported two fraudulent unauthorized payments on my Tymit card, in every way available to me (email, messages on the transactions within the app and leaving a voicemail on the number provided on the back of the card). It took Tymit over 48 hours(!) to get back to me and block my card, by which time my card had been nearly maxed out with over £700 of fraudulent unauthorized transactions. It then took another 48 hours to be transferred to the disputes department, who sent me one email, to which I responded straight away, and who have now told me nothing since the 27th April, despite me sending them numerous further emails. This whole process has been so UNBELIEVABLY SLOW and upsetting. My bill is now due today with hundreds of pounds of fraudulent transactions on it and I still cannot get a reply out of Tymit with regards to what I am supposed to do with my bill and where I stand with my claim. This level of communication and customer service for a modern financial firm is appalling. AVOID!!! And they are now refusing to refund ANY of the stolen money because I provided scammers who were claiming to be Tymit with an SMS code which included ‘’We will never ask you to share this code.’’ Those scammers rang me 24 hours after I had informed Tymit of the first fraudulent transactions. It then took Tymit ANOTHER 24 hours to reply to me, and cancel the card, then telling me not to answer any calls claiming to be from them. If it hadn't taken Tymit over 48 hours to block the card and reply to me after my telling you there were fraudulent transactions on the account, then the stolen amount would have been under £45 as opposed to over £740!!!. I'll never use your services again, I'll be warning everyone I can about how appalling Tymit have been in every possible way and I'll be contacting the financial ombudsman. Thank-you for absolutely nothing. I cannot reiterate strongly enough. AVOID!!!! Reviewed on: 11th May 2023

New generation flexible friend

A genuinely new and innovative credit card that leaves you in control with flexible payment options and a super easy app. I love it. Reviewed on: 6th August 2021

Sr

I think it's amazing how the company is paid in installments and how easy it is to manage our invoice. Reviewed on: 6th August 2021

Absolutely Love it!!

I could not recommend this more, the perfect app for helping you out in a tough time and paying for things like food and petrol. This is the perfect app for money! Reviewed on: 6th August 2021

Exccellent

My experience whith Tymit credit card is very good Reviewed on: 6th August 2021

Great product

Great product. Allows you to split purchases over 3 months interest free. Great app. Reviewed on: 6th August 2021

What a credit card should be

I got the card a while ago and instantly loved the way I got effectively 3 months free on every purchase, combined with really clear repayment options,and instant notifications on both purchases and repayments. That it's a pretty low interest rate doesn't hurt! They have Google Pay as well now, and are always good at communicating changes, updates, etc. Hands down the best credit card experience I've had. Reviewed on: 6th August 2021

One of the best and straightforward platform

Had tried it after a friend referred me to it and I enjoy it, one of the best platform for credit cards Reviewed on: 6th August 2021

Excellent Creditcard

It easy to use and easy to pay !! Reviewed on: 6th August 2021

No fuss credit (and awesome customer service)

Having been a customer for around a year now I've found my Tymit card to be invaluable. Let me explain, throughout the year I put most thins on my credit card. I usually have to switch cards every 18 months due to deals and such or look out for interest fee purchases. This stops all of that for me. I can buy something pay it over the course of three months interest free. If it is coming up to Christmans and for some daft reason I decide to blow the agreed budget to buy the wife an iPad and airpods (it happened!) I can use time it tp spread it over 12 months or if I'm having a better month maybe reduce it to 9 months. The flexibility and the visibility pf my bills have changed the way I look at using my credit card. It's allowing me to keep money in my bank account for longer earning me money before paying my bill telling me when payments are due. It's also enabled me to become more responsible with my budgeting as I can pay off goods within three months without incurring interest and never need to worry about swapping my deal. The customer service team are quick and efficient with my queries, offering phone calls to ensure I am getting the best out of my card also. Hard to fault this product. Interest free for 6 months but that's a stretch! Reviewed on: 6th August 2021

Helped out when down and out

Tymit gave me the opportunity to get somewhere that was out of reach at the time Reviewed on: 6th August 2021

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