Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (62765 reviews)

View other Zopa products

4.94

Based on 62,765 reviews, last reviewed 21st Feb 2025

166500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s simple and fast. It’s simple and fast. They are straight forward. Reviewed on: 21st February 2025

Latest lowest rating:

2

I like it and i am honorable I like it and i am honorable i will keep in touch Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (62765)

Review of the Zopa, Personal Loan:

Best Interest Rates

I took out a loan with a very low interest rate of 3.4% and the cheapest rate going at the time. Reviewed on: 16th April 2021

Modern banking, made simple.

I origonally got a loan with Zopla in order to purchase a solar system for my property. Zopla offered a fair rate of interest and it was simple to apply for. The money was in my bank within a couple of hours. The app made it easy to see my payment plan. It also gave me the option to pay off the loan quicker, resulting in a lower charge of interest. I now have a bank account with Zopla, and have since taken out another loan. The Zopla app is easily the perk that takes Zopla a step above other banking apps. The app is clear, has lots of different options and everything can be done with a few clicks. I have recommended Zopla to friends already. Reviewed on: 17th January 2025

Very easy and quick.

Very easy and quick. The c app lets me keep up to date with my repayments. It also lets me know if and when my am eligible for a new loan. Reviewed on: 17th January 2025

Excellent customer service at the point of applying...

Excellent customer service at the point of applying for the loan and the time of closing the loan Reviewed on: 17th January 2025

Personal loan

Applied got my funds in minutes it was so easy Reviewed on: 17th January 2025

Excellent service easy to deal with

Excellent service easy to deal with Reviewed on: 17th January 2025

The whole process was easy to complete and I receive...

The whole process was easy to complete and I received an immediate answer Reviewed on: 17th January 2025

Very easy to use, process very smooth.

Very easy to use, process very smooth. Funds available very quickly. Would highly recommend to anyone in need of a loan or indeed a credit card. Reviewed on: 17th January 2025

Zopa - Number One Every Time

When I needed a loan Zopa were there for me. Easy to use and very efficient website, no technical jargon for non technical people like me. Money in my account almost immediately. Wouldn't hesitate to apply for another loan should I need one in the future. Would highly recommend Zopa. Reviewed on: 17th January 2025

Modern money management made easy

Zopa is a brilliant solution to modern money management. Easy, fast, simple and safe. Reviewed on: 17th January 2025

Great User Friendly App - Nothing Hidden!

The App is very customer focused and user friendly, no hidden items or being redirected to a phone number to make actions on your account. It can all be done easily in the app. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Pennine Community Credit Union 0.00 from 0 reviews
Personal Loan
from Cahoot 5.00 from 2 reviews
Loan
from Drafty 4.68 from 215 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub