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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63573 reviews)

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4.94

Based on 63,573 reviews, last reviewed 1st Mar 2025

244400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I mattered! I wanted to simplify my financial situation, but was worried about the whole process, especially about the prospect of having to talk to someone. I fo... Read more Reviewed on: 1st March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63573)

Review of the Zopa, Personal Loan:

Easy to apply,

Easy to apply, quick and easy with plenty of information and easy to follow Reviewed on: 22nd February 2023

Great Service

All dealt with promptly and efficiently. It was all dealt with online with no issues at all. Monies were in my account within 3 days. I would recommend Zopa loans to anybody. Reviewed on: 28th February 2025

Easy loan application, Honest approval rating, insta...

Easy loan application, Honest approval rating, instant access to funds on approval. No telling you have approval and then carrying out further checks to to then reject. Transparent, open and honest. Reviewed on: 28th February 2025

Quick and easy to apply and very intuitive app and p...

Quick and easy to apply and very intuitive app and portal Reviewed on: 28th February 2025

Very nice, Zopa is very accommodating

Very nice, Zopa is very accommodating Reviewed on: 28th February 2025

Good landers and Zopa' s interest rates are the Best

Good landers and Zopa' s interest rates are the Best Reviewed on: 28th February 2025

Quick accurate and clear service.

Quick accurate and clear service. Simple to understand and access extra information or support as needed. Reviewed on: 28th February 2025

Very high interest rate.

Very high interest rate. You expect poor value for money from a high risk lender and that is exactly what you receive. Reviewed on: 28th February 2025

They have an easy to use app and a quick application...

They have an easy to use app and a quick application process with smooth easy payouts within the hour. On the app you can make extra payments whenever you want and always check your balances. They also have a savings function which gives you a bit more peace of mind in knowing that you can always cover a full extra payment if you want to or just save for that rainy day. They don't hold you to minimum amounts on savings and offer a number of savings options with good interest rates. Never had any issues with the app unlike some other providers and they let you know when you are eligible for further loans should you require them. I don't think I will ever use another company as this one has been fantastic throughout. Reviewed on: 28th February 2025

I’ve gotten my loans for a reasonable interest rate.

I’ve gotten my loans for a reasonable interest rate. Also, I like how quick it is to get approval. Very stress and hassle free. Reviewed on: 28th February 2025

Got a loan.

Got a loan. Paid off within months. No fees or added hidden ones, found it very easy to deal with Reviewed on: 28th February 2025

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