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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63672 reviews)

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4.94

Based on 63,672 reviews, last reviewed 3rd Mar 2025

253900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Changed my life I have been using Zopa since 2020. They provided car finance to me for 5 years. I had some issues with not being able to pay off my credit cards, Zopa... Read more Reviewed on: 3rd March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63672)

Borrowing made simple.

Applied online, took just a few minutes. Instant decision, Zopa had the best rates for what I wanted. Money in my account quickly, job done. Website has all my account history, and a final settlement, all there on the web page. It's all very simple. Reviewed on: 19th December 2016

Great loan solution

Easy to get, low rates and excellent customer service! Reviewed on: 19th December 2016

Easy and quick

Had my loan approved quickly and money transferred. I paid off in full after 2 months and no hidden penalties for doing so! Excellent Reviewed on: 19th December 2016

Very transparent and easy to apply process

I chose Zopa when I needed to take a loan. The interest rates they provide are probably the lowest and best on the market. Application process was very quick and transparent. The response came after couple of days. No hidden costs. Would recommend to everyone who is not sure about choosing the right loan provider. Reviewed on: 19th December 2016

easy efficient and reliable

I am pleased with Zopa, the way they agreed loan initially and followed up by user friendly website. All you need during periods of financial stress. Thank you. Reviewed on: 19th December 2016

Very easy and fast.

Had my money in by bank within a day. Easy application process. Very satisfied Reviewed on: 19th December 2016

simple borrowing

The loan application process was simple, the rates really competitive and I liked not having to use one of the big banks. Monitoring my account feels secure but isn't too complicated. I would choose Zopa for loans every time Reviewed on: 19th December 2016

Great lender

Great lender. Easy to use website. Fantastic service and loan rates. Reviewed on: 19th December 2016

Excellent fast service

Great experience with Zopa. Quick loan payment and excellent rates. I have already recommended to a number of friends and family. Reviewed on: 19th December 2016

Better than the bank

Excellent service, very quick and easy, and better rates than the banks were offering me. Reviewed on: 19th December 2016

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