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Zopa: Personal Loan reviews

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4.94
Based on 63,526 reviews, last reviewed 28th Feb 2025
239800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Ease to arrange and a competitive rate Ease to arrange and a competitive rate Reviewed on: 28th February 2025
David's avatar
David

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
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Karen R
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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63526)

Very easy, good rates

5
I tried Zopa after seeing an advert somewhere and I was needing a small loan to buy my wife a cheap motorcycle. The application process was straightforward and the rates good, plus there is the ability to make extra payments to reduce the loan quicker. I'd definitely use them again in the future. Reviewed on: 19th December 2016
Chris Clement's avatar
Chris Clement

Great to do business with

5
No hassle, great website, funds released quickly. Reviewed on: 19th December 2016
Kevin Clark's avatar
Kevin Clark

Super fast, easy to apply, great rates.

5
Superb all-round experience. Rapid response Reviewed on: 19th December 2016
Ken's avatar
Ken

The best of the best

5
At the time of taking out my loan Zopa were far and above the best rates for the amount I wanted to borrow. Reviewed on: 19th December 2016
Wayne D Schofield's avatar
Wayne D Schofield

Brilliant!

5
Gonna problem getting my loan low Apr ! Reviewed on: 19th December 2016
Jordan summers's avatar
Jordan summers

Best loan deal about

5
I needed a loan to purchase a car. After checking around I found this company offered the best deal for the amount needed. Reviewed on: 19th December 2016
Patricia Brannigan's avatar
Patricia Brannigan

Brilliant company, helped me quickly, proffesinally.

5
I needed a short term loan for car repairs and zopa really came to my aid! I applied and knew within minutes if I was excepted. When I was money was in my account before I knew it and a few days later my car was back on the road! Thank you! Reviewed on: 19th December 2016
Michael smith's avatar
Michael smith

So good

5
I needed a loan in a hurry,and rather then go to the big banks I searched online and heard about zopa...the loan application was quick and easy. The money cleared my account and the interest rates are very good compared to what my bank wanted to charge me for the same amount Reviewed on: 19th December 2016
Dan Johnson's avatar
Dan Johnson

Customer satisfaction

5
Fastest I've even been issued a loan. Very quick easy steps via the website. Which I used on my phone. Was approved instantly money was issued 3 working days. I've always only ever used bank loans so was a bit optimistic about using another company. But was glad I did. Reviewed on: 19th December 2016
Dan Newman's avatar
Dan Newman

Brilliant

5
Everything is so easy with the whole process. Website easy to work. Straightforward repayment. No early pay back fees. Friendly and super helpful customer service. Just fab. Reviewed on: 19th December 2016
Sarah Clarke's avatar
Sarah Clarke

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