Smart Money People Logo

Plata: Personal Loans reviews

4.94
Based on 8,018 reviews, last reviewed 23rd Apr 2025
218500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Customer Service I had a call with one of the customer service colleagues. He was brilliant in giving detailed understanding of how early repayment is structured and t... Read more Reviewed on: 23rd April 2025
AfsorM's avatar
AfsorM

Latest lowest rating:

1

I cannot pay it off, is horrible I cannot pay it off, is horrible Reviewed on: 23rd April 2025
Marcin S's avatar
Marcin S

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal Loans reviews (8018)

Review of the Plata, Personal Loans:

Easy loan application process

5
Easy loan application. All controlled by an easy to use App Reviewed on: 22nd April 2025

Excellent Customer Service

5
I had a call with one of the customer service colleagues. He was brilliant in giving detailed understanding of how early repayment is structured and that the added interest (locked) will be reduced if I was planning to repay early. He also politely asked if I wanted to make a repayment now to which i declined but was happy to provide alternatives to either do this via the weblink or by doing this by calling again. Wait time for getting through was near to nothing as i was connected with only 2 rings of the line. To which i thought i accidentally dialled the wrong number as the connection time was fast. Reviewed on: 23rd April 2025

Plata are very easy to use, straight forward and quick!

5
Plata are very easy to use, straight forward and quick! Haven't had any issues since using them so am neutral regarding customer service. But in my experience so far, a great option for borrowing when stuck. Reviewed on: 23rd April 2025

Fully digital experience.

5
Fully digital experience. No humans in the loop. Simple product to understand and use Reviewed on: 23rd April 2025

Everything was understanding and explain very easily

5
Everything was understanding and explain very easily Reviewed on: 23rd April 2025

Excellent service!

5
Excellent service! I got my loan approved straight away. Reviewed on: 23rd April 2025

Excellent company to deal from start to finish would...

5
Excellent company to deal from start to finish would highly recommend Reviewed on: 23rd April 2025

Plata has been extremely easy to use allowing me to...

5
Plata has been extremely easy to use allowing me to make extra payments when necessary. It gives me clear guidance on my interest rates and repayment options. Reviewed on: 23rd April 2025

Very good customer service.

5
Very good customer service. Plata Reviewed on: 23rd April 2025

I cannot pay it off, is horrible

1
I cannot pay it off, is horrible Reviewed on: 23rd April 2025

Plata have been easy to deal with at all times from...

5
Plata have been easy to deal with at all times from applying to speaking to customer services when I need d an answer to my question, there customer service was one of the best I have encountered dealing with any financial service, the advisor was excellent Reviewed on: 23rd April 2025