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Plata: Personal loans reviews

4.94
Based on 8,205 reviews, last reviewed 11th Feb 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Excellent service It was quick and easy to borrow money from Plata , little help to cover my old debts and get little extra for holiday . Reviewed on: 11th February 2026
Svetlana's avatar
Svetlana

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8205)

Excellent service

5
It was quick and easy to borrow money from Plata , little help to cover my old debts and get little extra for holiday . Reviewed on: 11th February 2026

A person can decide when to pay it's loan off or red...

5
A person can decide when to pay it's loan off or reduce its monthly payment., which could be easier for that person in order not run into financial problems. Reviewed on: 11th February 2026

Plata were able to help when I needed it.

5
Plata were able to help when I needed it. The website is easy to use. They made it clear how much I would need to re pay and when. Reviewed on: 11th February 2026

Really quick and easy process and received loan quic...

5
Really quick and easy process and received loan quickly Reviewed on: 11th February 2026

Quick easy straightforward process, sympathetic to...

5
Quick easy straightforward process, sympathetic to a less than perfect credit record, Once verified quick payout Reviewed on: 11th February 2026

Happy experience.

5
Happy experience. Helpful staff. Reviewed on: 11th February 2026

I’ve never had any issues with this company, they ha...

5
I’ve never had any issues with this company, they have kept me informed throughout the entire process. They have also only taken money on the requested day, they have helped me to clear some of my previous debt. Reviewed on: 11th February 2026

Easy to arrange, no hassle.

5
Easy to arrange, no hassle. All sorted online without having to wait on the phone to get through to someone. Reviewed on: 11th February 2026

The process was straightforward and fast

5
The process was straightforward and fast Reviewed on: 11th February 2026

Needed help to pay off credit cards

5
Needed help to pay off credit cards and plata was able to help pay off all loans into one managed payment Reviewed on: 11th February 2026

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