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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,270 reviews, last reviewed 15th Feb 2026
20200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

I was unemployed for 8 months last year. I was unemployed for 8 months last year. They were very helpful in managing the difficult period and I am now up to date with arrears and back on tra... Read more Reviewed on: 15th February 2026
Gary Todd's avatar
Gary Todd

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8270)

Plata was there

5
Plata was there to help out when no other loan company would give me a loan, they saved me alot of worry Reviewed on: 14th February 2026
Emma l's avatar
Emma l

Helpful colleagues and a positive experience...

5
Plata were really helpful when I called to discuss my initial application and for the first few weeks where there was a bank account change, ensuring there were no delays. Thankfully I haven't needed to speak with them much since as everything has been smooth sailing but anytime I have, they've been helpful, positive and courteous! Reviewed on: 14th February 2026
Steff's avatar
Steff

Ease of use and transparency. Good value.

5
Ease of use and transparency. Excelent customer support with quick responses to queries and friendly staff. Reviewed on: 14th February 2026
J M's avatar
J M

Great experience, hassle free!

5
Such an easy experience to navigate and use their website. Everything is made simple and there is no stress. Plata have always been on hand when needed to answer any questions that I have had. They paid the next day and there was no hassle Reviewed on: 14th February 2026
Lyndon T's avatar
Lyndon T

Everything is very easy to access and customer servi...

5
Everything is very easy to access and customer service is great also. Reviewed on: 14th February 2026
AT's avatar
AT

The very best at keeping loans simple and straightfo...

5
The very best at keeping loans simple and straightforward Reviewed on: 14th February 2026
Tony's avatar
Tony

The application process was quick and easy to follow

5
The application process was quick and easy to follow Reviewed on: 14th February 2026
keith2502@btinternet.com's avatar
[email protected]

Quick and easy to apply

5
Quick and easy to apply supportive throughout my years Reviewed on: 14th February 2026
Kerry 's avatar
Kerry

experience

5
Good experience with plata would use them again Reviewed on: 14th February 2026
Lindsay Y's avatar
Lindsay Y

Easy to set up.

5
Easy to set up. App is easy to use and gives you everything you need. Reviewed on: 14th February 2026
Laura W's avatar
Laura W

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