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Plata: Personal Loans reviews

Name: Personal Loans
Rating: 4.93 (4925 reviews)

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4.93

Based on 4,925 reviews, last reviewed 4th Mar 2025

47667% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth service and clear documentation Smooth service and clear documentation Reviewed on: 4th March 2025

Latest lowest rating:

1

Great customer service however very expensive Great customer service however very expensive Reviewed on: 20th February 2025

Read all reviews See your review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal Loans reviews (4925)

Review of the Plata, Personal Loans:

My Experience with Plata Personal LoansI recently

My Experience with Plata Personal Loans I recently found myself in need of a personal loan to cover unexpected home repairs, so I decided to try Plata after reading positive reviews online. I was a bit nervous at first — I’d never taken out a personal loan before, and I wasn’t sure how complicated the process would be. To my surprise, the online application was incredibly straightforward. The form was easy to fill out, and the website even had a live chat option in case I needed help. I appreciated that I could see my estimated monthly payments upfront, with no hidden fees or confusing fine print. After submitting my application, I received an approval within a few hours. I was shocked by how fast the process was — and even more relieved when the funds hit my account the very next business day. What stood out to me most was the flexibility Plata offered. I could choose my monthly repayment date, which made budgeting much easier. Plus, their customer service team checked in to make sure I understood everything, which gave me peace of mind. Overall, my experience with Plata was excellent. They made what I thought would be a stressful situation feel simple and manageable. I’d definitely recommend them to anyone in need of quick, reliable funding. Reviewed on: 3rd March 2025

Quick and easy

Easy application good rates quick transfers of funds thank you Reviewed on: 4th March 2025

Very easy to apply and quick very good service.

Very easy to apply and quick very good service. Reviewed on: 4th March 2025

When I needed help when bank and no one else could p...

When I needed help when bank and no one else could plata stood up to the plate. Simple form to fill in on line decision in minutes. Customer service polite and very friendly. Also helped by taking all the worries out of it all. Reviewed on: 4th March 2025

Easy and straightforward application.

Easy and straightforward application. Reviewed on: 4th March 2025

I’ve had a really easy and positive experience

I’ve had a really easy and positive experience Reviewed on: 4th March 2025

good process from start to finish

good process from start to finish Reviewed on: 4th March 2025

5 STAR rating

First class, simple procedure, friendly and very professional Reviewed on: 4th March 2025

Great experience

Dealt with very promptly and efficiently Reviewed on: 4th March 2025

Great rate for customer with poor credit history

I have a poor credit rating, due to a default 5 years ago (a single missed payment, which was paid off in full, but unfortunately too late to avoid the default). Plata’s rate was by far the best and process was quick and easy. Reviewed on: 4th March 2025

Plata gave me the best opinion for a loan!

Plata gave me the best opinion for a loan! Everything was clear, easy and understanding Reviewed on: 4th March 2025

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