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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,056 reviews, last reviewed 27th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Excellent service, needs app Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8056)

A very straightforward application process and the c...

5
A very straightforward application process and the customer service team is quite attentive and efficient in responding to customer queries. Reviewed on: 24th April 2024
Dona W's avatar
Dona W

Quick and easy, no hidden fees and they are flexible

5
Quick and easy, no hidden fees and they are flexible Reviewed on: 24th April 2024
Sandor Z's avatar
Sandor Z

Great customer service & helpful.

5
1) Approved my loan, which really helped with my plans. 2) Helped me to setup a standing order to make payment early. When they were unable to collect payment on payment date, from my bank. Money was in my account waiting for Plata to take. Other providers would have put a default on my credit file with no phone call. But Plata phoned me I checked my bank while on phone to confirm money was there. They provided their bank details, so I could make a bank transfer payment & setup a standing order. No wrong defaults on my credit file. Reviewed on: 24th April 2024
MoMo's avatar
MoMo

The officers are civil and professional.

5
The officers are civil and professional. I found them very helpful and often suggested ways out . They are good. Reviewed on: 24th April 2024
Edmund M's avatar
Edmund M

Very easy to set up and manage

5
Very easy to set up and continue with- have had absolutely no issues including with changing pay date Reviewed on: 24th April 2024
Chelc's avatar
Chelc

First class service

5
So helpful, friendly and understanding Reviewed on: 24th April 2024
Fiona P's avatar
Fiona P

Efficient, friendly and helpful during a difficult t...

5
Efficient, friendly and helpful during a difficult time. Reviewed on: 24th April 2024
Emma's avatar
Emma

Great communication with messages confirming when pa...

5
Great communication with messages confirming when payment are due.. good rate of interest better than most Reviewed on: 24th April 2024
Mark Stanworth 's avatar
Mark Stanworth

NO hassle and easy to work with!

5
NO hassle and easy to work with! Reviewed on: 24th April 2024
adam's avatar
adam

Easy online management.

5
Easy online management. Easy application and easy to manage during the term. Reviewed on: 24th April 2024
Michael R's avatar
Michael R

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