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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.88 (2765 reviews)

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4.88

Based on 2,765 reviews, last reviewed 19th Jun 2026

514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I took a loan and the pay back structuring is good. I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's reall... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

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Sheffield Credit Union Loans reviews (2765)

I took a loan and the pay back structuring is good.

I took a loan and the pay back structuring is good. It guarantees a savings at the end of loan tenure. Payment amount has been with ease. That's really great. The app introduction is beautiful. Its friendly and convenient. Reviewed on: 19th June 2026

Sheffield Credit Union is very professional, efficie...

Sheffield Credit Union is very professional, efficient, accommodating to all class of people.. They explain things clear fir uour to make informed decisions Reviewed on: 19th June 2026

There to help where others dismiss.

I am a saver of over a decade and I am on disability. I required a small loan for medical reasons. I had help completing the paperwork and despite carrying a DRO the Sheffield Credit Union looked at my individual circumstances and it was approved. I am very grateful for their services and always encourage friends to save with them. My family have been with them since my Grandparents time. Reviewed on: 19th June 2026

Loans and savers account

This has helped me save money and have money. I have a savers account with them and each time I pay my loan I can apply for another one as well as having a savers account for my children. It helps me a lot and they are very understanding and helpful. Reviewed on: 19th June 2026

Loan and savings

Sheffield credit union helped me out so much…it helped me pay for my twins birthday party 5 stars.i would 100% recommend to family and friends….fantastic Reviewed on: 18th June 2026

G A M - TOP UP LOAN APPLICATION

I am very impressed by the quick, clear responses I have received from the Sheffield Credit Union when I have needed to contact them about the progress of my top up loan - I appreciate the speed at which they have made a decision about my loan application providing me with the funds that I have requested as quickly as possible. I would recommend the Sheffield Credit Union for anyone who needs a loan with a fair fixed interest rate and if a person can pay back the loan before the due date - there is no penalty for early repayment unlike many other loans that people get from banks. I also appreciate the fact that at the end of the repayment period - I will get back the savings I have accrued during the time of the repayment. Reviewed on: 18th June 2026

Great experience very helpful

Great experience very helpful and useful Reviewed on: 18th June 2026

Great experience, easy to do application and quickly

Great experience, easy to do application and quickly Reviewed on: 18th June 2026

Always found everyone very helpful and it's quick to...

Always found everyone very helpful and it's quick to get a decision Reviewed on: 9th June 2026

Never had an issue with them , always provided the b...

Never had an issue with them , always provided the best support and so helpful in every way possible Reviewed on: 4th June 2026

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