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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (347 reviews)

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4.95

Based on 347 reviews, last reviewed 7th Aug 2025

232% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Very low interest on loans Staff are very helpful and profe Reviewed on: 7th August 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (347)

Very low interest on loans

Staff are very helpful and profe Reviewed on: 7th August 2025

Excellent Service Truly Grateful!

I had an absolutely fantastic experience with South Manchester Credit Union. From the moment I applied for a loan, their customer service was nothing short of exceptional. The team was friendly, professional, and incredibly supportive throughout the entire process. They took the time to explain everything clearly and made sure I felt confident and informed every step of the way. The process was smooth, efficient, and tailored to my needs, and I felt valued as a customer, not just another number. I’m truly grateful for the support I received and would highly recommend South Manchester Credit Union to anyone looking for fair, responsible, and people-centered financial services. They go above and beyond! Reviewed on: 7th August 2025

They have been responsive, kind, informative and fai...

They have been responsive, kind, informative and fair, they helped me to achieve my dream of renovating my home which is life changing for me Reviewed on: 7th August 2025

Real people. Real care.

Smcu has helped me so much in so many different ways, from helping navigate the death of a loved one, to helping get my disabled puppy get life saving treatment. There's always someone genuine, a real person who actually cares, on the other end of the line. Saying they do amazing work doesn't even come close to giving them the credit (pun very intended) they deserve. Reviewed on: 6th August 2025

Best for a loan

Always very friendly and efficient with loans especially in an emergency. Easy to get hold of through the Nivo app which is very quick and efficient. Friendly staff who are all extremely professional. Reviewed on: 3rd August 2025

Since I became a member I believe my credit health’s...

Since I became a member I believe my credit health’s massively improved. I’m excited for the future and to see what next Reviewed on: 3rd August 2025

Excellent

Alway there to help when you need them would recommend a friends and family Reviewed on: 29th July 2025

They are lovely staff with great manners and very ki...

They are lovely staff with great manners and very kind as always try to help Reviewed on: 28th July 2025

Ease of Operation.

The ease of operations is superb and prestigious. Reviewed on: 27th July 2025

They are brilliant and very kind and understanding,...

They are brilliant and very kind and understanding, They certainly go above and beyond with helping their customers, they are also great in times of hardship and emergencies and do what they can to help out! Reviewed on: 24th July 2025

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