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Sheffield Credit Union reviews

Sheffield Credit Union logo
Rated Excellent 4.93/5

Sheffield Credit Union reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 3,395 product reviews

Average score of 4.93/5
5 star
95%
4 star
4%
3 star
1%
2 star
0%
1 star
0%
Reviews for Sheffield Credit Union have trended negatively over the past 90 days

Sheffield Credit Union makes saving simple and loans affordable, with friendly staff who really care. The loan process is quick and easy, and the unique saving-while-you-borrow feature is a real winner. However, some have faced loan rejections and occasional slow responses, plus a few grumbles about customer service and interest rates.

Positive themes

  • Sheffield Credit Union’s friendly staff make saving and borrowing feel easy and supportive.
  • Loans with Sheffield Credit Union are affordable with manageable repayments and good rates.
  • Sheffield Credit Union’s loan process is quick and straightforward with fast decisions.

Negative themes

  • Some found Sheffield Credit Union slow to respond or unhelpful during difficulties.
  • Loan rejections at Sheffield Credit Union left some feeling disappointed or frustrated.
  • A few felt Sheffield Credit Union’s interest rates were too high compared to alternatives.
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About Sheffield Credit Union

Sheffield Credit Union is a not-for-profit financial cooperative, owned and controlled by its members.

Sheffield Credit Union was founded in 2004 to help members across South Yorkshire.

Sheffield Credit Union provide loans and savings products to its members.

Sheffield Credit Union at a glance

Reviews for Sheffield Credit Union

Showing 11 of 3395 company reviews Last reviewed within 7 days

All excellent apart from the e sign process is not e...

Loans 23rd December 2025

All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one page to another and there are pop up that was not sure if i had to click on and i got to the sign page with trual and error i think its because i can see the whole page on my phone and have to scroll up diwn n sideways to see it all Read more Read less

Rated Good 4/5
Read more product reviews

Unprofessional and Discriminated Service

Loans 18th December 2025

I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at... I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my home for 10 years. With no CCJs, Defaults, and a good credit history in the last 6 years with a high credit score. When I challenged staff about being declined, they came up with a lame excuse. Personally, I feel that I was prejudiced against because I am a single white male. All the staff I have dealt with have been unprofessional. The Lending and Credit Control Manager failed to deal with my complaint adequately. He further failed to hold a member of staff accountable for her rudeness and lying, when investigating my complaint, because she runs the Credit Union. A Senior Credit Union Officer has failed to honour my Subject Access Request and has no proper understanding of the ICO guidance she threw at me. Basically, this place needs to be thoroughly investigated, as these people are on high salaries with fancy titles, not doing the job that they are being paid to do. I believe that it should be closed down. I will be reporting Sheffield Credit Union to the Financial Ombudsman Service once I receive my SARs request back. And the ICO have advised be to report them for not following their guidance and being "excessive" in their dealings with me. Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 5/5

    THE BEST IN LOAN OFFERS

    My experience with Sheffield credit union have been awesome. From my application to assessment have been speedy and professional.

    {"display":"Musa O","full_name":"Musa O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Musa O 18th December 2025
  • 5/5

    Always quick and very understanding very easy to do

    Always quick and very understanding very easy to do

    {"display":"Demi G","full_name":"Demi G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Demi G 5th December 2025
  • 5/5

    Very impressed quick and easy And very nice people o...

    Very impressed quick and easy And very nice people on phone

    {"display":"David C","full_name":"David C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    David C 4th December 2025
  • 5/5

    Helpful ,kind thank you for all your help

    Helpful ,kind thank you for all your help

    {"display":"Carly ","full_name":"Carly ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Carly 2nd December 2025
  • 5/5

    Always helpful.

    Always helpful. The saving as U repay Ur loan helps big time

    {"display":"abbie tough","full_name":"abbie tough","avatar":{"url":"\/assets\/uploads\/avatars\/users\/769260.png"}}'s avatar
    Loans
    abbie tough 17th November 2025
  • 5/5

    Credit Union one of the safest and most reliable mea...

    Credit Union one of the safest and most reliable means of saving and borrowing funds at affordable rates. A very good user friendly company.

    {"display":"Margaret M","full_name":"Margaret M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Margaret M 15th November 2025
  • 5/5

    Great apr because of saving all ready I can get ahea...

    Great apr because of saving all ready I can get ahead of the debts all because of Sheffield credit Union so happy BIG THANKS

    {"display":"Adam H","full_name":"Adam H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Adam H 29th October 2025
  • 5/5

    Loan Application.

    Fast and efficent loan application service. Easy to navigate website.

    {"display":"Aron H","full_name":"Aron H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Aron H 17th October 2025
  • 5/5

    Gd rates first class people

    Gd rates first class people loans to suit all types of budgets

    {"display":"Rachel W","full_name":"Rachel W","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1216283.png"}}'s avatar
    Loans
    Rachel W 22nd August 2025

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