Paid advertisement
Smart Money People Logo

Voting in the Consumer credit awards 2026 is open - Vote here

Share this page

Bradford District Credit Union reviews

Bradford District Credit Union logo
Rated Excellent 4.74/5

Bradford District Credit Union reviews

Verified business Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 1,078 product reviews

Average score of 4.74/5
5 star
93%
4 star
5%
3 star
1%
2 star
0%
1 star
1%
Reviews for Bradford District Credit Union have trended positively over the past 90 days

Bradford District Credit Union makes saving easy with payroll deductions and friendly, helpful staff. Their loans are affordable, quick to arrange, and come with fair interest rates. While the service is mostly excellent, some find the online system a bit clunky and phone access frustrating at times.

Positive themes

  • Loans with Bradford District Credit Union are quick to apply for and have fair, affordable rates.
  • Saving with Bradford District Credit Union is easy and convenient with payroll deductions.
  • Staff at Bradford District Credit Union are friendly and always ready to help.

Negative themes

  • The online system at Bradford District Credit Union can be clunky and hard to navigate.
  • Phone access can be frustrating with long waits or missed appointments at Bradford District Credit Union.
  • Some find the interest rates on savings low and wish loans were interest free.
Summarised by AI
Was this helpful?

About Bradford District Credit Union

Bradford District Credit Union reviews can help you to find out more about this mutual organisation which is run by its members, for its members.

Bradford District Credit Union at a glance

Reviews for Bradford District Credit Union

Showing 11 of 1078 company reviews Last reviewed within 7 days

Easy to apply , easy to deal with , very responsive...

Loans 5th June 2026

Easy to apply , easy to deal with , very responsive & very pleasant to deal with , would definitely recommend.

Rated Excellent 5.00/5
Read more product reviews

They are the best loan providers

Loans 4th June 2026

They are the best loan providers

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    They have been just a phone call away when I needed...

    They have been just a phone call away when I needed them. There expedited response and the reasonable interest rates come second to none. I... They have been just a phone call away when I needed them. There expedited response and the reasonable interest rates come second to none. I would recommend them to anyone especially now banks charging exorbitant interest rates. Read more Read less

    {"display":"Roseline ","full_name":"Roseline ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Roseline 23rd May 2026
  • 1.00/5

    Absolutely poor experience they are not transparent...

    Absolutely poor experience they are not transparent and charge you fees they will also send threatening letters and hire third party organisation to chase a... Absolutely poor experience they are not transparent and charge you fees they will also send threatening letters and hire third party organisation to chase a missed payments without speaking to you first absolutely disgusting union. They will decline your loan request although you have had a excellent record with them all that doesn’t matter it is obvious that the processes are not fair and consistent for everyone it depends who you are what your name is and who is looking at your application Read more Read less

    {"display":"Wajid","full_name":"Wajid","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Wajid 20th May 2026
  • 5.00/5

    I’m disabled, and the loans meant I could afford a m...

    I’m disabled, and the loans meant I could afford a mobility scooter, so fantastic, thank you.

    {"display":"Dane Garrity","full_name":"Dane Garrity","avatar":{"url":"\/assets\/uploads\/avatars\/users\/759734.png"}}'s avatar
    Loans
    Dane Garrity 19th May 2026
  • 4.00/5

    Fantastic staff, always very helpful when ive needed...

    Fantastic staff, always very helpful when ive needed to speak to somwonw

    {"display":"Chantelle w","full_name":"Chantelle w","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Chantelle w 19th May 2026
  • 5.00/5

    Easy and accessible for saving and withdrawing money

    Easy and accessible for saving and withdrawing money

    {"display":"RS","full_name":"RS","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    RS 19th May 2026
  • 5.00/5

    Looking for a loan this has to be your first choice!

    We have had loans from BDCU a few times now and they always provide excellent service. Their loans rates are very good and their website... We have had loans from BDCU a few times now and they always provide excellent service. Their loans rates are very good and their website is easy to use. It’s a great way to save too as you pay some money to your loan and some money to your savings. We will always use them for future loans. Read more Read less

    {"display":"AV","full_name":"AV","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    AV 19th May 2026
  • 5.00/5

    The loan application process was simple and easy to...

    The loan application process was simple and easy to manage, the people on the phone are professional and helpful with any questions I had, the... The loan application process was simple and easy to manage, the people on the phone are professional and helpful with any questions I had, the processing of the loan was quick and efficient straight into my bank account, the repayment plan is easy to follow also and payments are processed efficiently, thanks Read more Read less

    {"display":"Mark F","full_name":"Mark F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Mark F 19th May 2026
  • 5.00/5

    They always deal with my enquiries quickly.

    They always deal with my enquiries quickly. I find the whole process simple

    {"display":"Amanda ","full_name":"Amanda ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Amanda 9th May 2026
  • 4.00/5

    i had good service .

    i had good service .I would recommend the service

    {"display":"Bhag S","full_name":"Bhag S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Bhag S 8th May 2026

    Products from Bradford District Credit Union

    Showing all products offered by Bradford District Credit Union

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice