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Bradford District Credit Union reviews

Bradford District Credit Union logo
Rated Excellent • 4.75/5

Bradford District Credit Union reviews

Verified business Last reviewed within 7 days
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Review summary

People rate this company as Excellent based on 1,076 product reviews

Average score of 4.75/5
5 star
93%
4 star
5%
3 star
1%
2 star
0%
1 star
1%
Reviews for Bradford District Credit Union have trended negatively over the past 90 days

Most people find saving with Bradford District Credit Union straightforward and appreciate the automatic payroll deductions that make saving painless. Their loans come with fair rates and manageable repayments. The staff get a lot of love for being friendly and helpful. On the downside, a few mention the online system could be smoother and phone waits can be a pain. Some have had loan refusals without clear reasons and transfers occasionally take longer than hoped.

Positive themes

  • Saving with Bradford District Credit Union is easy, automatic, and hassle-free.
  • Loans from Bradford District Credit Union are affordable with fair rates and easy repayments.
  • Staff at Bradford District Credit Union are friendly and always ready to help.

Negative themes

  • Some found the online system clunky and phone wait times frustrating at Bradford District Credit Union.
  • A few experienced loan refusals without helpful explanations from Bradford District Credit Union.
  • Transfers can be slow and site maintenance sometimes blocks urgent transactions.
Summarised by AI
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About Bradford District Credit Union

Bradford District Credit Union reviews can help you to find out more about this mutual organisation which is run by its members, for its members.

Bradford District Credit Union at a glance

Reviews for Bradford District Credit Union

Showing 11 of 1076 company reviews • Last reviewed within 7 days

They have been just a phone call away when I needed...

Loans • 23rd May 2026

They have been just a phone call away when I needed them. There expedited response and the reasonable interest rates come second to none. I... They have been just a phone call away when I needed them. There expedited response and the reasonable interest rates come second to none. I would recommend them to anyone especially now banks charging exorbitant interest rates. Read more Read less

{"display":"Roseline ","full_name":"Roseline ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

Absolutely poor experience they are not transparent...

Loans • 20th May 2026

Absolutely poor experience they are not transparent and charge you fees they will also send threatening letters and hire third party organisation to chase a... Absolutely poor experience they are not transparent and charge you fees they will also send threatening letters and hire third party organisation to chase a missed payments without speaking to you first absolutely disgusting union. They will decline your loan request although you have had a excellent record with them all that doesn’t matter it is obvious that the processes are not fair and consistent for everyone it depends who you are what your name is and who is looking at your application Read more Read less

{"display":"Wajid","full_name":"Wajid","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Terrible • 1.00/5
Read more product reviews
  • 5.00/5

    I’m disabled, and the loans meant I could afford a m...

    I’m disabled, and the loans meant I could afford a mobility scooter, so fantastic, thank you.

    {"display":"Dane Garrity","full_name":"Dane Garrity","avatar":{"url":"\/assets\/uploads\/avatars\/users\/759734.png"}}'s avatar
    Loans
    Dane Garrity 19th May 2026
  • 4.00/5

    Fantastic staff, always very helpful when ive needed...

    Fantastic staff, always very helpful when ive needed to speak to somwonw

    {"display":"Chantelle w","full_name":"Chantelle w","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Chantelle w 19th May 2026
  • 5.00/5

    Easy and accessible for saving and withdrawing money

    Easy and accessible for saving and withdrawing money

    {"display":"RS","full_name":"RS","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    RS 19th May 2026
  • 5.00/5

    Looking for a loan this has to be your first choice!

    We have had loans from BDCU a few times now and they always provide excellent service. Their loans rates are very good and their website... We have had loans from BDCU a few times now and they always provide excellent service. Their loans rates are very good and their website is easy to use. It’s a great way to save too as you pay some money to your loan and some money to your savings. We will always use them for future loans. Read more Read less

    {"display":"AV","full_name":"AV","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    AV 19th May 2026
  • 5.00/5

    The loan application process was simple and easy to...

    The loan application process was simple and easy to manage, the people on the phone are professional and helpful with any questions I had, the... The loan application process was simple and easy to manage, the people on the phone are professional and helpful with any questions I had, the processing of the loan was quick and efficient straight into my bank account, the repayment plan is easy to follow also and payments are processed efficiently, thanks Read more Read less

    {"display":"Mark F","full_name":"Mark F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Mark F 19th May 2026
  • 5.00/5

    They always deal with my enquiries quickly.

    They always deal with my enquiries quickly. I find the whole process simple

    {"display":"Amanda ","full_name":"Amanda ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Amanda 9th May 2026
  • 4.00/5

    i had good service .

    i had good service .I would recommend the service

    {"display":"Bhag S","full_name":"Bhag S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Bhag S 8th May 2026
  • 5.00/5

    I have been a credit union savers and you guys are r...

    I have been a credit union savers and you guys are really prompt

    {"display":"samantha ayers","full_name":"samantha ayers","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Always great, easy to use and friendly and helpful s...

    Always great, easy to use and friendly and helpful service

    {"display":"Francescaxxx","full_name":"Francescaxxx","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Loans
    Francescaxxx 8th May 2026

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