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Bradford District Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (540 reviews)

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4.85

Based on 540 reviews, last reviewed 23rd Apr 2026

800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy and straightforward process. Easy and straightforward process. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Poor experience been a member for a while but the re... Poor experience been a member for a while but the recent experience has been appalling with no accountability from the organisation in providing a rat... Read more Reviewed on: 24th June 2025

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About this product

Bradford District Credit Union offer a range of different personal loans.

You can borrow between £200 and £25,000 and there are no early repayment charges.

Bradford District Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Bradford District Credit Union before, you can also leave a review and share your experience.

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Bradford District Credit Union Loans reviews (540)

Easy and straightforward process.

Easy and straightforward process. Reviewed on: 23rd April 2026

Quick response to my application process of decision.

I thought I was never going to be approve, having an average credit score was going to impact my chances. However BDCU where able to process my application taking my individual circumstances into consideration whilst making their decision most importantly my ability to repay which was not a problem for me having demonstrated that over the years being a member of the union. It was a great experience to have been approved where other lends failed. Reviewed on: 20th April 2026

Wish the loans were interest free

Wish the loans were interest free Reviewed on: 20th April 2026

Absolutely brilliant service.

Absolutely brilliant service. Affordable and efficient. Second to none Reviewed on: 20th April 2026

Reasonable rates

Not had a loan for a number of years now but was always reliable and affordable payback options. Reviewed on: 7th April 2026

Home renovations made easier by support from BCU

I was struggling and worrying about where I would afford to pay my home renovations following the purchase of my first home. I looked into Credit Union who I was a member of and decided to request a loan, I was asked to submit documents and answer some questions and had a quick response after a few days that I had been accepted for the loan and the money came to my bank account straight away. I was so happy that I started the work on the property the following day and my worries were over. Thank you so much to Bradford credit union to help me achieve my goal and start work on my house quickly so I can move in sooner. Reviewed on: 7th April 2026

Always had brilliant experience with Bradford credit...

Always had brilliant experience with Bradford credit union Reviewed on: 7th April 2026

My loan application was seemless and the approval ra...

My loan application was seemless and the approval rate was fast. I really recommend it for everyone Reviewed on: 7th April 2026

BDCU is a life saver

I'm 70 in a few weeks time. I have run a gardening business for 26 years....and I needed another car about 3 years ago. No other lender wld look at me...except to offer impossible packages. Bradford credit union loaned me the £3,000 I needed. I'm an older woman on my own. As a social scientist for over 20 years, I wonder about both age and gender discrimination. Thank you BDCU....because of you I can keep working...and I need to with only a state pension for income. Reviewed on: 7th April 2026

Very nice people to deal with cheap loans

Very nice people to deal with cheap loans Reviewed on: 12th July 2025

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