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Plata: Personal loans reviews

4.94
Based on 8,056 reviews, last reviewed 27th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent service, needs app Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8056)

Simple, quick and easy

5
So simple, love the online portal where I can see what difference making changes to my payments would make. Reviewed on: 22nd March 2024

I needed a loan, Plata gave me the finances I needed...

5
I needed a loan, Plata gave me the finances I needed at a time when I was financially vulnerable. I paid all my large bills off and was £300 a month better off. Plata was the first financial company that accepted me for a loan. Reviewed on: 22nd March 2024

Great quick service.

5
Great quick service. Clear paperwork and helpful team Reviewed on: 22nd March 2024

Very Good!

4
Very Good! I've found you very helpful throughout the process. Reviewed on: 22nd March 2024

Very quick decision and clear information regarding...

5
Very quick decision and clear information regarding loan. Reviewed on: 22nd March 2024

So very easy to set up this loan even for an old di...

5
So very easy to set up this loan even for an old dinosaur like me . Quick and super Efficient service. Reviewed on: 22nd March 2024

Very simple from start to finish.

5
Very simple from start to finish. Reviewed on: 22nd March 2024

Really helpful, quite quick service too.

5
Really helpful, quite quick service too. Reviewed on: 22nd March 2024

Great Service

5
They provided a simple and straightforward application process, with clear information and helpful, friendly customer service at ever step. Reviewed on: 22nd March 2024

Seamless application

5
Getting approved for the loan was so easy and the funds went into my account within 2 hours. Would definitely recommend Plata for a loan. The interest rate was reasonable too. Reviewed on: 22nd March 2024

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