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Elliot

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All reviews (3)

Review of the Carmoola, Car finance:

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Very good experience!

Very good experience, had some problems on the dealership side but carmoola was quickly on the phone and everything eventually was sorted! (The dealership hadn’t cleared the finance) carmoola dealt with the dealership on my behalf and was stress free. Reviewed on: 10th June 2026

Review of the Plata, Personal loans:

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Awful really.

Awful really. Application process for a top up gives you the impression you’ll be accepted, when you won’t be. Even if it means bringing your monthly payments down or keeping them the same but increasing the term. Ridiculous to even offer something that just hurts your credit file when they don’t actually offer it! Reviewed on: 11th March 2026

Reply from Plata Hi Elliot, Thank you for taking the time to share your feedback, which we are sorry to read. While we always value our existing customers, it’s important that we review multiple factors each time someone applies for a top‑up, and all applications are subject to further checks as part of our commitment to responsible lending. We understand this isn’t the outcome you were hoping for, and we’re sorry we couldn’t help on this occasion. We’d also like to reassure you that a declined Plata top‑up application does not have a negative impact on your credit file. If you’d like to talk this through or have any questions, our team will be happy to help: https://www.plata.com/s/contact-us Kind regards, Plata Response date: 21st April 2026

Review of the Plata, Personal loans:

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Very simple from start to finish.

Very simple from start to finish. Reviewed on: 22nd March 2024

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