Write a review

Plata: Personal Loans reviews

Name: Personal Loans
Rating: 4.94 (8024 reviews)

View other Plata products

4.94

Based on 8,024 reviews, last reviewed 24th Apr 2025

218800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The application is quick and easy, fast payout, onli... The application is quick and easy, fast payout, online service again very easy to use and understand Reviewed on: 24th April 2025

Latest lowest rating:

1

I cannot pay it off, is horrible I cannot pay it off, is horrible Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal Loans reviews (8024)

Review of the Plata, Personal Loans:

Brilliant company and product.

Brilliant company and product.Online application was easy and the staff were very pleasant. Reviewed on: 20th March 2024

The application is quick and easy, fast payout, onli...

The application is quick and easy, fast payout, online service again very easy to use and understand Reviewed on: 24th April 2025

Excellent Service and satisfaction

Easy, excellent service from start to finish. Application was seamless and filled me with confidence. Throughout the whole process. Would highly recommend Plata Loans for anyone after an affordable loan with easy step by step processes. Reviewed on: 24th April 2025

Very satisfied

I have a good experience with plata, I have had no problems logging on to my account to get update information about my loan and balance, they send me a annual reviews. All done online Reviewed on: 24th April 2025

Efficient and easy, no hassle or consistent messaging.

Efficient and easy, no hassle or consistent messaging. Reviewed on: 24th April 2025

Quick, good rates, and excellent service

Extremely quick service, fair rates of interest and the best experience I have had with a loan. Plata did not make me wait around for an answer, they told me the decision within hours and paid out the next day. They also kept me updated about this. I would highly recommend and am very grateful. Reviewed on: 23rd April 2025

Good experience.

Good experience. Easy application Reviewed on: 23rd April 2025

Excellent Customer Service

I had a call with one of the customer service colleagues. He was brilliant in giving detailed understanding of how early repayment is structured and that the added interest (locked) will be reduced if I was planning to repay early. He also politely asked if I wanted to make a repayment now to which i declined but was happy to provide alternatives to either do this via the weblink or by doing this by calling again. Wait time for getting through was near to nothing as i was connected with only 2 rings of the line. To which i thought i accidentally dialled the wrong number as the connection time was fast. Reviewed on: 23rd April 2025

Plata are very easy to use, straight forward and quick!

Plata are very easy to use, straight forward and quick! Haven't had any issues since using them so am neutral regarding customer service. But in my experience so far, a great option for borrowing when stuck. Reviewed on: 23rd April 2025

Fully digital experience.

Fully digital experience. No humans in the loop. Simple product to understand and use Reviewed on: 23rd April 2025

Everything was understanding and explain very easily

Everything was understanding and explain very easily Reviewed on: 23rd April 2025

Alternative products

Personal Loan
from Barclays 3.94 from 105 reviews
Loans
from Serve & Protect Credit Union 4.87 from 1237 reviews
Loans
from Partners Credit Union 4.90 from 801 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub