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Bank of Scotland: Fixed Rate Mortgage reviews

3.51
Based on 16 reviews, last reviewed 14th Jun 2022
No new 5 star reviews
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25%

Latest highest rating:

4

Mortgage Great personal service from local branch Reviewed on: 8th May 2019
Michael Rattray's avatar
Michael Rattray

Latest lowest rating:

1

Rude online banking I have tried to make a deposit on my new kitchen & bathroom. I have online banking and have been refused twice now. I’ve had lengthy calls to their “ ... Read more Reviewed on: 14th June 2022
Moira 's avatar
Moira

About this product

Bank of Scotland mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People was established in 2014 to help provide an independent source of Bank of Scotland mortgage reviews. You write your mortgage reviews here to help other people find the best mortgage providers. Together, we can make financial services work better for everyone.

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Bank of Scotland Fixed Rate Mortgage reviews (16)

great service

4
Liked the onl8iine chat which made life easier and the personal interaction was superb. Wish I that back when I was involved in mortgage lending. All in all a great experience Reviewed on: 9th November 2017

Great deal

5
I just arranged a new mortgage and I got an amazing deal with great service Reviewed on: 7th November 2017

Great deal on fixed rate

5
I just reviewed my fixed rate deal and changed to a new 2 year fixed rate deal. I got an excellent interest rate bringing my payments down which means I can overpay and bring my mortgage down quicker Reviewed on: 30th April 2017

great service

5
I regularly review my mortgage with the Bank Of Scotland mortgage advisor at my local branch. She is knowledgeable, professional and friendly and I changed all ,y banking business to the Bank of Scotland because of her excellent service. Reviewed on: 10th February 2017

Poor show

2
I've been shopping around for a mortgage for a while new and was very disappointed with my own bank the Bank of Scotland. I've been with them about 20 years and I have always been a good customer. I was disappointed about how much they were prepared to lend me (the least of all the banks I visited). I was impressed with there customer service and I'll be taking out a mortgage with another bank in the near future. Reviewed on: 14th November 2016

Tricked by the Bank of a Scotland - Check Your Morgage Payments

1
I've been a loyal customer with the Bank of Scotland for over thirty years and have very recently discovered I have been tricked into paying extortionate house contents and building insurance fees, which were tied into my mortgage payments - a mortgage I have been making overpayments to in order to pay it off quicker. Only due to the advantage of online banking have I actually became aware of this underhand method of extorting money from me. Please check your own details as I was never sent a building or contents renewal notice informing me of the cost (this year nearly £800 for a very modest ex-council house with no additional high cost items included). It is fair to say, I will be transferring all my accounts to a bank, who treat their customers with respect -shame on the Bank of Scotland. Reviewed on: 20th May 2016

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