Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
32% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip Savings App reviews (18211)

Review of the Chip, Savings App:

Chip is an easy app to navigate with various options...

5
Chip is an easy app to navigate with various options from savings to investments. If you manage to save £100 or more you are entered automatically into a monthly prize draw Reviewed on: 28th February 2025

Chip is super easy to use and is consistently provid...

5
Chip is super easy to use and is consistently provides a leading interest rate for the market. Reviewed on: 28th March 2025

Chip off the old block

5
The whole process has been straight forward and it's great to have a digital bank on hand to access my money when I need to - be that for savings or withdrawals. In a complex world I've valved the simplicity of using Chip. Reviewed on: 28th March 2025

Chip and their services were invaluable to me as I w...

5
Chip and their services were invaluable to me as I was going through the process of purchasing my first home. Knowing my money was safe, setting a savings goal and earning on my investments all helped me immensely. Reviewed on: 28th March 2025

Smooth, easy to use, good rates, everything you need

5
Smooth, easy to use, good rates, everything you need Reviewed on: 28th March 2025

Excellent Savings App...

5
Excellent savings app, helped me save up more than I've ever been able to previously. It's so handy and you don't notice the small amounts going in every few days. Reviewed on: 28th March 2025

Easy to use and save

5
It is so easy to deposit money and save with chip Reviewed on: 28th March 2025

Easy to use app, friendly tone of voice, informative...

5
Easy to use app, friendly tone of voice, informative but not pushy with new offerings. Super quick and responsive customer support, all round feels very trustworthy. Reviewed on: 28th March 2025

Amazing returns on savings.

5
Amazing returns on savings. All carried out by AI. Direct connection to your bank account. So very secure. Reviewed on: 28th March 2025

I’d say chip is the best bank for savings, i’ve reco...

5
I’d say chip is the best bank for savings, i’ve recommended it to friends and family and they’ve all loved it. especially my older family members, it’s very easy to navigate and there’s always customer services if any help is needed :) Reviewed on: 28th March 2025

Very good so far.

4
Very good so far. Ease of access and relatively good interest rates on savings plus the £85k guarantee. Reviewed on: 28th March 2025