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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
100% decrease in 5 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

So far so good!! Use my promo code for an extra 1% interest on your savings: QPIRAW

4
Really promising so far! Good promo offer as well! Reviewed on: 4th October 2018

Amazing App! Giving me a kickstart to saving! Use my Code NLWHA5

5
This App is really awesome. It has given me that kick up the bum to start saving money. You don't even notice it coming out and then it leaves you with a nice surprise at the end of a few months. Use my code NLWHA5 to start with 1% like I did :D Reviewed on: 3rd October 2018

£300 saved in a few months! YECXH1

5
I love chip and recommend it to everyone - a great way to save and barely notice it - fabulous interest rate too. Use YECXH1 to start with 2%!!' Reviewed on: 11th September 2018

Promising! (ref code H52ZCT)

5
Firstly, the reason I'm here, obivously is to try to get you to use my code: H52ZCT. Please do, so we will both get 1% bonus each for a year. Now,to actually review, I've been really impressed with Chip so far and using it in addition to my regular saver and potentially it should return higher rates on my savings. The current bonuses are apparently paid out of marketing budget so hopefully they last. I get regular updates from Chip about upcoming improvements to the service and they seem to be growing and hiring so looks promising that they're here to stay. Reviewed on: 24th August 2018

Great App

5
Great App, unbelievably easy to use. Use code CFH7PQ for an extra 1% interest if you decide to sign up, which I would definitely recommend you do :) Reviewed on: 24th July 2018

Good app. MXJ1TW code 1% interest for you and me.

4
Straightforward, read reviews, high security, makes sense. Give it a go and see what you think, luck. Reviewed on: 21st July 2018

Great savings app

5
Use my code Q1UCPG for 1% each plus I’ll donate £5 to NSPCC Reviewed on: 20th June 2018

Chip Savings App Referral Code : Q0BQMT

5
I have been using the app for a few months and I agree, it is excellent. My referral code is : Q0BQMT . Using this we both get 1% extra interest. Reviewed on: 13th May 2018

Very nice app

4
I'm generally a fan, assuming you can get the full 5% seems worthwhile, did Hit an issue when my interest was delayed but support where helpful. My obligatory referral code is PYGT6Z :) Reviewed on: 4th May 2018

Saving app for the millennial

5
This app works well and does it's stuff behind the scenes without bothering you. Try it out if you have trouble saving or want extra savings in addition to what you have. If you do please use my code R9F7CU to gain an extra 1% interest, this shall also give me a 1% interest boost too, so it's a win win! Cheers Reviewed on: 21st March 2018

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