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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Perfect!

5
I came across this through a feature on the BBC News website some time ago and was curious. I was a little hesitant as I had to link the app to my bank account but I decided to go ahead - one of the best decisions ever: without realising it I had steadily saved £2,000 by saving little amounts every week. Amazing, and it has worked for my friends and family, too! Thank you Reviewed on: 14th November 2018

Fantastic way to save without thinking

5
Chip is a great app which helps me save money without me needing to think about it each month. They have great support when you have questions and you're able to speak to someone on live chat very quickly. They're a very innovative company with ambitious plans that I hope they achieve. Reviewed on: 14th November 2018

Amazing, so easy

5
Saving without missing a penny, why wouldn’t you? Reviewed on: 14th November 2018

I think it is a brilliant idea how to save a money especially when you do not know how to save a money

5
It’s been brilliant! I have not noticed money going out of my bank account and I have saved loads! It’s easy to connect to your bank and takes few minutes and you are all set up! What a great idea!! Reviewed on: 14th November 2018

Excellent saving app

5
A great company with excellent staff that provide a great and fun savings app. The app is easy to use and enables me to reach my savings goals hassle free. Reviewed on: 14th November 2018

An amazing app that helps me save

5
I have saved almost £500 this year without even trying to! Chip makes saving painless. And it is easy to withdraw the money at anytime Reviewed on: 14th November 2018

Easy way to save

5
Chip helps you save money without even knowing you're doing it, and is super easy to use Reviewed on: 14th November 2018

Best saving method ever

5
To date I have had the best experience from using this savings app. I was slightly apprehensive at first, giving them access to my spending habits etc, however these guys have helped me to spend better than I have ever been able to manage in the past. Truly fantastic idea with customers at the forefront of their minds. Reviewed on: 14th November 2018

Great Savings App

5
Gets you doing the thing we all talk about!! Saving Reviewed on: 14th November 2018

spot on

5
easy to use, easy to earn interest Reviewed on: 14th November 2018

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