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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Easy to use, even easier to get you in the savings habit

5
Have saved almost £2k in 12 months, and not really noticed it! Reviewed on: 14th November 2018
Andrew's avatar
Andrew

Fantastic, easy and functional

5
Chip has allowed me to save thousands over the course of the year. It is a company that cares about its customers and puts them first. In an age where saving can be so challenging for so many, Chip have really got their ideas right. Reviewed on: 14th November 2018
Hannah Baker's avatar
Hannah Baker

Great app

5
Chip is a great app. Very pleased with it and the interest rate is way better than most savings accounts around at the moment. Quick access to money when needed, customer service very prompt and helpful with one issue I had. Already recommended to family. Reviewed on: 14th November 2018
Adam's avatar
Adam

Effortless saving!

5
I love this app! Every month I tried to move miney to my savings account, but would slowly transfer more and more back in to my current account. With Chip, I never miss the money coming out and only use it when required. It has been the easiest way to save money. Reviewed on: 14th November 2018
Jacqueline McMenemie's avatar
Jacqueline McMenemie

Amazing

5
I love how much money I can without even noticing, the app is clear and simple to use too. Reviewed on: 14th November 2018
Lea Hastie's avatar
Lea Hastie

Great company!

5
Chip is a fantastic new savings app abd their employees are way cool. Fun to use and makes savings a joy not a drag.... Reviewed on: 14th November 2018
Maureen Scott's avatar
Maureen Scott

Quick, easy and effective

5
Brilliant app. I don't notice the money going into m chip account and then when I remember to look at it, it's a nice surprise to see how much has built up. Highly recommended for anyone who wants to save but doesn't want to think about saving, this app does it all for you Reviewed on: 14th November 2018
Alex Durcan-Smith's avatar
Alex Durcan-Smith

Chip is absolutely wonderful for helping people save money!

5
Chip uses open banking and robots to help you save money. Beam me up Scotty; they are way ahead of everyone else! Reviewed on: 14th November 2018
Maureen Scott's avatar
Maureen Scott

Rainy day savings made easy.

5
You hardly notice it. Little by little it takes money from your account. Never too much. If it notices more it takes more. But you can get it back in a flash. Great wee app. Does what it advertises. Reviewed on: 13th November 2018
Mark Walker's avatar
Mark Walker

Easy saving

5
Chip is a great app that uses clever AI to help you save effortlessly. Money builds up slowly overtime and you can earn interest on it too. Exciting times ahead also with cool new features coming. Reviewed on: 13th November 2018
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FraserH

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