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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple, effective and secure

I reckon a safe way to judge any financial product is whether you'd get your kids or your parents set up on Chip. I've set up both knowing that if something went wrong for either financially then I'd be the backstop. Like me, they were initially sceptical about letting a bot into their accounts but soon realised that Chip is so much more than that. Chip really is the future of everyday saving and I am genuinely amazed that anyone still goes to a High Street bank. Reviewed on: 15th November 2018

Fantastic and clever way to save

Love the app and the simplicity of using it. A great way to save and a good interest rate. Love it Reviewed on: 15th November 2018

Best saving app by a country mile !

I’ve only good things to say about Chip, the product, the customer support, and the community are all 5 star. Reviewed on: 15th November 2018

What a brilliant App!

Been using Chip savings app for a few months now and have saved quite a lot without realising it! Such a clever app! Reviewed on: 14th November 2018

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...................................... Reviewed on: 14th November 2018

A revelation.

Changed my life. Made banking easy for me. Reviewed on: 14th November 2018

Well designed app

Excellent user interface, encourages responsible saving and goals. Great customer base interaction. Reviewed on: 14th November 2018

Easy to use

It's amazing how much you save without really noticing the money leave your bank account. Reviewed on: 14th November 2018

A breath of fresh air

Fantastic to see a new player in the banking industry. Move over you old boys and let this newbie show you how it's done. Reviewed on: 14th November 2018

Overall a brilliant product

I joined Chip recently. Started out slowly as it’s a new approach to saving. The business model for savers seems simple and effective. The recent expansion to crowd funding and lending model seem to be the next step. Reviewed on: 14th November 2018

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