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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Well designed app

5
Excellent user interface, encourages responsible saving and goals. Great customer base interaction. Reviewed on: 14th November 2018

Easy to use

5
It's amazing how much you save without really noticing the money leave your bank account. Reviewed on: 14th November 2018

A breath of fresh air

5
Fantastic to see a new player in the banking industry. Move over you old boys and let this newbie show you how it's done. Reviewed on: 14th November 2018

Overall a brilliant product

5
I joined Chip recently. Started out slowly as it’s a new approach to saving. The business model for savers seems simple and effective. The recent expansion to crowd funding and lending model seem to be the next step. Reviewed on: 14th November 2018

Great app makes saving easy

5
Chip is a fantastic app which makes it easy to save money and calculates how much I can afford to save without me noticing, the money builds up without me realising and makes it easy to save f0r important things. Reviewed on: 14th November 2018

CHIP OFF THE OLD BLOCK

5
Chipped- ChippXed-ChipVIPped ChipHappy! Reviewed on: 14th November 2018

Effortless saving app

5
Great app for putting away a little at a time without really noticing. Goals are brilliant for targeted saving. I've covered my golf fees for next year and most of my golfing holiday to Spain. When I have a little extra I put it away towards my goals, really helps to see progress is on target. Reviewed on: 14th November 2018

Great new app for all who want to save money

5
Great way to save money with out thinking about it, plus with a great interest rates & all via an app on your smartphone Reviewed on: 14th November 2018

I love chip

5
Chip is effortless saving, great customer service and I believe will grow to offer the full range of services we are from other innovative banking companies Reviewed on: 14th November 2018

Best saving app.

5
This app is best cause there are no hidden catches. Their processes are straight forward and easy to understand. Reviewed on: 14th November 2018

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