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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Fun, unique and easy way to save money

Joined Chip a little over 3 months ago. As someone who doesn’t have a lot of money or savings I wasn’t sure if it would work... but it has. I have managed to save a small amount. The encouraging gifs you get sent when you save just perk you up! A fab savings product! Reviewed on: 15th November 2018

Saving instead of wasting

Chip has helped me save £1000 i would have otherwise likely spent on something pointless. Its innovation and simplicity makes its app one of my favourites Reviewed on: 15th November 2018

Amazing company and perfect customer service

Chip has been an amazing addition for me and a brilliant way to save but by bit without really noticing. All the chip team are wonderful and customer needs service could hardly be better! Reviewed on: 15th November 2018

Helps me to save without realising

Chip has helped me to double how much I save a month, without me even realising. Highly recommend the app to everyone I meet! Reviewed on: 15th November 2018

Simple, effective and secure

I reckon a safe way to judge any financial product is whether you'd get your kids or your parents set up on Chip. I've set up both knowing that if something went wrong for either financially then I'd be the backstop. Like me, they were initially sceptical about letting a bot into their accounts but soon realised that Chip is so much more than that. Chip really is the future of everyday saving and I am genuinely amazed that anyone still goes to a High Street bank. Reviewed on: 15th November 2018

Fantastic and clever way to save

Love the app and the simplicity of using it. A great way to save and a good interest rate. Love it Reviewed on: 15th November 2018

Best saving app by a country mile !

I’ve only good things to say about Chip, the product, the customer support, and the community are all 5 star. Reviewed on: 15th November 2018

What a brilliant App!

Been using Chip savings app for a few months now and have saved quite a lot without realising it! Such a clever app! Reviewed on: 14th November 2018

.

...................................... Reviewed on: 14th November 2018

A revelation.

Changed my life. Made banking easy for me. Reviewed on: 14th November 2018

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