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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

I used to be really appalling at saving until I installed chip to my phone

5
Well what can I say? my history of trying to save has been little to none existent until I came across chip and in three months I managed to save £300 without even noticing any impact to my bank balance. We all have urges to save for a rainy day and for one reason or another that never happens, well chip looks at your financials intelligently and works out how much you can save notifying you when you are about to make a saving. Of course you can also cancel this action so there is absolutely no commitment, charge etc. to save all the time. Wish this had been around years ago. Reviewed on: 14th November 2018

Just brilliant!

5
Since using Chip earlier this year, I’ve been able to save without even noticing it. The app is user friendly & customer service is exceptional. I can only see them going from strength to strength and are certainly the standout winner of this award. Reviewed on: 14th November 2018

Fantastic

5
Great customer service, and the way they listen and interact with their community is unlike anything I've ever encountered. Super easy to save money and get rates better than almost anywhere else. Reviewed on: 14th November 2018

Great intelligent App

5
I’ve used Chip since the outset and love it. It really does help you save money. The interface is friendly, it’s nice to receive some interest in your saving and it genuinely seems to be an intelligent App. Reviewed on: 14th November 2018

More than a savings app. More a savings community

5
Saveing made simple, rewarding and painless Reviewed on: 14th November 2018

Never thought I could save as much automatically

5
I started using Chip on a whim, after some safe reviews from established places, I didn't think i was in a financial position to save anything at all when i started using it, 2 years later I've saved well over 2.5k automatically, and i haven't noticed any difference in my day to day spending...its some kind of saving magic Reviewed on: 14th November 2018

Easy to use, even easier to get you in the savings habit

5
Have saved almost £2k in 12 months, and not really noticed it! Reviewed on: 14th November 2018

Fantastic, easy and functional

5
Chip has allowed me to save thousands over the course of the year. It is a company that cares about its customers and puts them first. In an age where saving can be so challenging for so many, Chip have really got their ideas right. Reviewed on: 14th November 2018

Great app

5
Chip is a great app. Very pleased with it and the interest rate is way better than most savings accounts around at the moment. Quick access to money when needed, customer service very prompt and helpful with one issue I had. Already recommended to family. Reviewed on: 14th November 2018

Effortless saving!

5
I love this app! Every month I tried to move miney to my savings account, but would slowly transfer more and more back in to my current account. With Chip, I never miss the money coming out and only use it when required. It has been the easiest way to save money. Reviewed on: 14th November 2018

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