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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Still recommending one year on

I've saved nearly £3000 since joining Chip and the best thing about it is I've not even noticed the money leaving my account. I've used this money on holidays and to invest in Chip so the cycle can continue! Reviewed on: 15th November 2018

Saving for spenders

As someone who needs to save but finds it difficult, Chip has been a game changer in my personal finances. It cleverly calculates how much I can afford to save and offers hassle free transactions in a fun and friendly way. Thanks to Chip I'm well on the way to meeting my savings goal. Reviewed on: 15th November 2018

Efficient savings app!

The app works out what you can save based on your incomings and outgoings. I've save a lot more than I ever expected and the referral system allows you to gain extra interest! Reviewed on: 15th November 2018

Chip - by far the most user friendly app. Finally... on the savers side!

Finally, an app that is here for the common good, to help those in real financial difficulty to work towards a healthy savings lifestyle and prevent a spiral of destruction which so oft plays out when people incur compound interest on their debts. Chip do a great job of engaging with their users and their plans for the future mean these guys are ones to watch for the future Reviewed on: 15th November 2018

Review

Effecient help centre with quick response Reviewed on: 15th November 2018

Brilliant saving app

Amazing app that helps you save money without really not Reviewed on: 15th November 2018

The way ahead

Simple smart way of the modern way of life to save for your rainy day wish lists Reviewed on: 15th November 2018

Saving without knowing

It’s helped me get a pot of money together, which I wouldn’t have been able to find normally Reviewed on: 15th November 2018

Saving without stress

Chip calculates the amount of disposable income you have every few days and automatically saves it for you in a savings account with very competitive interest rates. Chip is helping me to build a very nice lump sum, which I will be putting towards my wedding next year. It's a great concept, with excellent support and customer service. I couldn't recommend Chip highly enough! Reviewed on: 15th November 2018

Fantastic savings app

Never been a good saver but chip effectively takes spare money so I don't realise it has gone. Saved 800 for presents for Christmas without missing it!! Reviewed on: 15th November 2018

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