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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18215 reviews)

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4.94

Based on 18,215 reviews, last reviewed 30th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip makes saving easy! Chip makes saving easy! I wish it had been around 20 years earlier. The app has changed the way I think about saving money, taking the jargon out o... Read more Reviewed on: 30th January 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18215)

Great service and a useful app

The app is brilliant, saving me plenty of money without me really noticing only what I can afford. And the only time I have had an issue (direct debit wasn't working after changing bank accounts) the customer service and founder were all over it to ensure that the issue was resolved swiftly Reviewed on: 14th November 2018

Great for saving without even realising!

Chip is a great app, which means you can put some money into a savings account without feeling the effects, and before long you have a nice amount saved. Its a great idea, the app runs well and the customer services are good. Reviewed on: 14th November 2018

An incredibly effortless way to save

For its launch K have been using Chip to automatically save small amounts to save certain amounts in a certain time period. The rate at which it calculates the amount to save for you is very accurate and is always manageable, meaning you don’t need to constantly manage it as you have confidence it is saving a manageable amount. It’s so flexible though that if you need to scale back, pause or withdraw savings at any time, it’s very easy to do so and it’s absolutely secure! Look forward to all The new developments and features to make it even better Reviewed on: 14th November 2018

Life-SAVER

Been using chip for about a year and have saved about £800 all in all. Only ever takes what I can afford and I get interest better than any bank account available. Would recommend to anybody Reviewed on: 14th November 2018

Forward thinking, customer aware saving mechanism

A financial app that works with its users, for everyone's benefit. Simple to use, very responsive, inventive, and financially savvy - there's nothing not to like. Reviewed on: 14th November 2018

Brilliant

Brilliant company, they’re going to to far Reviewed on: 14th November 2018

Great savings app

Massively helped me get into saving money when I used to spend as soon as I got paid Reviewed on: 14th November 2018

Automated savings you can afford

I love how Chip's algorithms know how much I can afford to save and slowly builds up without me noticing, I earn interest too. It has a dedicated app, which is great and feels very secure. Reviewed on: 14th November 2018

The little saves really add up

Chip is fantastic, its A regular little saving that makes a big difference and all automatic. Managed to save over £1000 a year just from it putting away £10-£20 here and there depend on how much is in my current account, Can’t recommend enough! Reviewed on: 14th November 2018

Amazing Results

I have always struggled to save money but finding Chip has totally transformed that. The app is super simple to use and I have all the info I need at my fingertips. I now have a little chunk of money saved up and I didn't even notice it had gone! Recommend to anyone that struggles to put money aside each month for a rainy day! Reviewed on: 14th November 2018

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