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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant app

Easy to use and great customer support. The saving without thinking aspect of it is genius - since starting to use it in late July I’m 300 into savings and honestly can’t say I’ve missed that money at all. Reviewed on: 15th November 2018

Brilliant automated savings

I don't have to think about it, money just goes from my current account to my savings account automatically and enables me to do some big spending from time to time without feeling guilty. It's the best Reviewed on: 15th November 2018

Really easy way to make saving exciting and painless

Chip is a fantastic idea, well executed. The small team help you overcome your natural human bias to spend what you have available and automate saving based on what you can afford. They've communicated changes and updates efficiently , consulted with a group of users and quickly resolved any of the (small) errors I've encountered. I'm looking forward to seeing this company grow! Reviewed on: 15th November 2018

Fabulous

This is The Thing for 21st century! Easy. Mobile. Friendly. Saves the money effortlessly. Do you need more than that? I’m happy:-) Reviewed on: 15th November 2018

Effortless saving from an engaging brand

I'm not one who thought about actively saving money before I was recommended Chip by a friend. A truly engaging experience I check in once or twice a week to review how my saving is progressing. The team at Chip are also incredibly helpful. Their customer service is beyond that of any banking service I have used in the past. Reviewed on: 15th November 2018

Smart little chip

Automatic savings and decent interest - what more could you want?! A great team also on hand in the chat section and via Facebook to assist as swiftly as possible. Thoroughly recommend. Reviewed on: 15th November 2018

Still recommending one year on

I've saved nearly £3000 since joining Chip and the best thing about it is I've not even noticed the money leaving my account. I've used this money on holidays and to invest in Chip so the cycle can continue! Reviewed on: 15th November 2018

Saving for spenders

As someone who needs to save but finds it difficult, Chip has been a game changer in my personal finances. It cleverly calculates how much I can afford to save and offers hassle free transactions in a fun and friendly way. Thanks to Chip I'm well on the way to meeting my savings goal. Reviewed on: 15th November 2018

Efficient savings app!

The app works out what you can save based on your incomings and outgoings. I've save a lot more than I ever expected and the referral system allows you to gain extra interest! Reviewed on: 15th November 2018

Chip - by far the most user friendly app. Finally... on the savers side!

Finally, an app that is here for the common good, to help those in real financial difficulty to work towards a healthy savings lifestyle and prevent a spiral of destruction which so oft plays out when people incur compound interest on their debts. Chip do a great job of engaging with their users and their plans for the future mean these guys are ones to watch for the future Reviewed on: 15th November 2018

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