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Jonathan Evans

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All reviews (6)

Review of the Plum, Savings Account:

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Really simple and accessible way to automate savings

I've been impressed with Plum's ease of use through the Facebook Messenger app and the way it automates savings and allows you to move them across to investments. Reviewed on: 15th November 2018

Review of the HSBC, Bank Account:

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Good free account with savings attached.

Easy to set up, although had to make an appointment to organise my switch to them from another firm. I primarily use them as they have a branch near my work, so it's convenient to pay in money, primarily through the automated machines. Staff have always been helpful in branch when needed. Reviewed on: 15th November 2018

Review of the Chip, Savings App:

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Really easy way to make saving exciting and painless

Chip is a fantastic idea, well executed. The small team help you overcome your natural human bias to spend what you have available and automate saving based on what you can afford. They've communicated changes and updates efficiently , consulted with a group of users and quickly resolved any of the (small) errors I've encountered. I'm looking forward to seeing this company grow! Reviewed on: 15th November 2018

Review of the American Express, Platinum Cashback Credit Card:

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Good product, good service

Due to the cashback this is my credit card of choice, only let down by the fact that it's not accepted everywhere (likely due to the higher fees that afford me the cashback!). I had a great 0% purchase deal for almost 1.5 years (the first 3 months of which I earned 5% cashback). If I've had a query or error the call centre have been able to resolve it satisfactorily every time and hold wait times have not been too bad. It would be nice if the cashback ramped up a bit faster, as now I'm out of the introductory period, it currently staircases slowly from 0.5% to 1.25% Reviewed on: 24th November 2017

Review of the Halifax, Fixed Rate Mortgage:

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Solid product for first time mortgage, couldn't match remortgage rate

Halifax gave me my first mortgage on my property at a reasonable rate. We went through a broker which smoothed the process, but as I was (lucky enough to be) gifted some funds from my parents we had an extra layer of scrutiny to prove where the money was coming from and to confirm that it wouldn't need to be paid back. This was all sorted and the product has been fine with regular payments taken correctly, with an easy process to set the payment date. I would have been happy to stay with Halifax when my initial rate ended, but they couldn't get close enough to the leading rate we were offered elsewhere. In summary, Halifax seem to be well suited for first-time buyers, but perhaps are not competitive enough once you've built up some equity. Reviewed on: 24th November 2017

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