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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 17th Feb 2026

5700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

easy and useful

Very pleased with Chip, being using it as a automatic savings, easy to cash out too Reviewed on: 17th January 2018

Savings app that's going to grow

Chip's currently a little over eager compared to some other savings apps but the team clearly has a great vision for a bigger future for the product and their dedicated app is beyond easy to use Reviewed on: 11th December 2017

Chip Savings App Referral Code

Hi All I am now using Chip for a few weeks now and find it amazing Its easy to set up and easy to use... . If anyone wants to use my referral code, it's : Q0BQMT Using this we both get £10 cash. Thank you so much is you use this code. Sam Reviewed on: 29th July 2017

Best saving idea ever

Very effective way of saving money very good saving rates which can go upto 5%. Use code FQFT5P and get extra 1% interest plus FREE £10.I can defo see myself saving some extra money every month Reviewed on: 12th June 2017

Easy to use, seems secure

I was a little off on the idea of it at first two but the security credentials do seem to check out, and I guess the banks wouldn't work with it if it wasn't secure. I'm using it and I quite like it so far. I much prefer having an app to control it, unlike plum who only run it off your messages! Got £15 in there so far after 2 weeks of using it. I've got a code for anyone to sign up and use to get either a £10 bonus or extra 1% interest if anyone's interested in joining; 6FKK6F. Reviewed on: 12th April 2017

Makes saving easy

Chip is an app that makes saving so much easier because it looks at your current account, and uses whizzy algorithms to work out how much you can afford, then transfers small sums here and there into a savings account. Plus, you can earn up to 5% interest, which is an amazing rate right now. #MaxYourMoney Reviewed on: 24th March 2017

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