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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing flexible saving - without even noticing!

I love Chip. The app suggests amounts to save based on your current account balance and usage, and you can say yes or no to the amount as easy as touching a button in the app. Without even noticing I’ve saved over £100 in a few months. It’s brilliant! Reviewed on: 6th November 2018

Changed My Life

Chip is truly revolutionary. Not just riding on the coattails of Open Banks, its combining tech with an actual problem - I couldn't save, now I can - untill you download chip you really dont understand the difference it can make. Smart tech, ethical solutions and not a copy of a bank - a completely unique product. PLEASE consider chip for this prize or a special commendation - they are a lot smaller than the other nominees but can certainly compete ... REVOLUTIONARY Reviewed on: 23rd October 2018

So far so good!! Use my promo code for an extra 1% interest on your savings: QPIRAW

Really promising so far! Good promo offer as well! Reviewed on: 4th October 2018

Amazing App! Giving me a kickstart to saving! Use my Code NLWHA5

This App is really awesome. It has given me that kick up the bum to start saving money. You don't even notice it coming out and then it leaves you with a nice surprise at the end of a few months. Use my code NLWHA5 to start with 1% like I did :D Reviewed on: 3rd October 2018

£300 saved in a few months! YECXH1

I love chip and recommend it to everyone - a great way to save and barely notice it - fabulous interest rate too. Use YECXH1 to start with 2%!!' Reviewed on: 11th September 2018

Promising! (ref code H52ZCT)

Firstly, the reason I'm here, obivously is to try to get you to use my code: H52ZCT. Please do, so we will both get 1% bonus each for a year. Now,to actually review, I've been really impressed with Chip so far and using it in addition to my regular saver and potentially it should return higher rates on my savings. The current bonuses are apparently paid out of marketing budget so hopefully they last. I get regular updates from Chip about upcoming improvements to the service and they seem to be growing and hiring so looks promising that they're here to stay. Reviewed on: 24th August 2018

Great App

Great App, unbelievably easy to use. Use code CFH7PQ for an extra 1% interest if you decide to sign up, which I would definitely recommend you do :) Reviewed on: 24th July 2018

Good app. MXJ1TW code 1% interest for you and me.

Straightforward, read reviews, high security, makes sense. Give it a go and see what you think, luck. Reviewed on: 21st July 2018

Great savings app

Use my code Q1UCPG for 1% each plus I’ll donate £5 to NSPCC Reviewed on: 20th June 2018

Chip Savings App Referral Code : Q0BQMT

I have been using the app for a few months and I agree, it is excellent. My referral code is : Q0BQMT . Using this we both get 1% extra interest. Reviewed on: 13th May 2018

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